102 Troy Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 102 Troy Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,061 sqft · built 2007
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$217,360 (Aug 2026)
Tax Bill	$6,546 (2025)
Deeds & Mortgages	Aug 2026 Foreclosure Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R229229`

Property Details

APN / Parcel Number

Primary APN	`R229229`
Alternative APNs	`72363590500200111` `229229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	2,531 sqft
1st Floor Area	2,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 TROY LN
City	RED OAK
State	TX
Zip	75154-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK E EASTRIDGE SOUTH PH I 0.2112 AC
Legal Subdivision	EASTRIDGE SOUTH PH I
Legal Block	E
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3014
Census Tract	60207

Owner

Source: Ellis County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	795 S INTERSTATE HIGHWAY 35 E, WAXAHACHIE, TX 75165-4720
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Trustee's Deed, Foreclosure SIMPLE TITLE, SIMPLIFILE
Aug 23, 2021	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 29, 2019	Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202627978
Prior Transfer Date	Jul 15, 2026
Prior Transfer Doc	0000027978
Record Updated	Oct 29, 2026

August 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 3, 2026
Property Address	102 TROY LN, RED OAK, TX 75154-5049
Document Number	0000027978
Instrument Date	Jul 15, 2026
Instrument	202627978
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 S INTERSTATE HIGHWAY 35 E, WAXAHACHIE, TX 75165-4720

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Aug 23, 2021
Property Address	102 TROY LN, RED OAK, TX 75154-5049
Document Number	2137070
Map Reference	CAB G SL 105
Instrument Date	Aug 23, 2021
Instrument	2137070
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TROY LN, RED OAK, TX 75154-5049

Mortgage

Document Number	2137071
Date	Aug 23, 2021
Instrument	2137071

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jan 29, 2019
Property Address	102 TROY LN, RED OAK, TX 75154-5049
Document Number	0000002553
Instrument Date	Jan 25, 2019
Instrument	2553
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	TEXAS PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 TROY LN RED OAK TX 751545049, RED OAK, TX 75154-5049

Mortgage

Document Number	2554
Date	Jan 29, 2019
Instrument	2554

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,316 (-12.35%) Land $65,000 Building $217,316	$282,316 (-12.35%) Land $65,000 Building $217,316
2025	$6,546.00 (-3.48%)	$322,096 (-12.94%) Land $65,000 Building $257,096	$322,096 (-12.94%) Land $65,000 Building $257,096
2024	$6,782.00 (-11.66%)
2023	$7,677.00 (+160.94%)	$369,990 Land $65,000 Building $304,990	$369,990 Land $65,000 Building $304,990
2018	$2,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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