Craven County property record for 103 Trader Ave, Havelock, NC 28532
| Property Type | Post Office |
|---|---|
| Details | 8,528 sqft · built 1972 |
| Lot Size | 1.1 acres (48,003 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Dec 2003) |
| Deeds & Mortgages | Jan 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-060-053 |
| Primary APN | 6-060-053 |
|---|
| Building Area | 8,528 sqft Total Area |
|---|---|
| 1st Floor Area | 8,528 sqft |
| Flooring | Tile |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 48,003 sqft (1.1 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 103 TRADER AVE |
|---|---|
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2652 |
| Property Category | Public Works |
| Property Type | Public Works > Post Office |
| Legal Description | 1BLK E HAVELOCK |
| Legal Block | E |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 961301 |
103 Trader Ave, a public works property, is owned by a company that bought it in December 2003.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 368, HAVELOCK, NC 28532-0368 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2003 · Amount on File |
| Deed Sale | Dec 22, 2003 · Amount on File |
| Deed Book / Page | 2130 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 103 TRADER AVE, HAVELOCK, NC 28532-2652 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02403/0808 |
|---|---|
| Date | Jan 13, 2006 |
| Book Page | 2403/0808 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | KINSTON, NC 28501 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 30, 2035 |
| Rate | 4.25% |
|---|
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590,060 (+49.74%) Land $71,760 Building $518,300 | $590,060 (+49.74%) Land $71,760 Building $518,300 | |
| 2025 | $394,060 Land $71,760 Building $322,300 | $394,060 Land $71,760 Building $322,300 | |
| 2023 | Additional exemption filed | $394,060 Land $71,760 Building $322,300 | $394,060 Land $71,760 Building $322,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Trader Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 14 (2003–2018) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Trader Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
5G (outdoors only) and 4G LTE
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