102 Trader Ave, Havelock, NC 28532 Property Records

Craven County property record for 102 Trader Ave, Havelock, NC 28532

Property Summary

Property Type	Community Shopping Center, Mini-Mall
Details	8,995 sqft · built 1966
Lot Size	1.47 acres (64,077 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Oct 2020)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-060-002`

Property Details

APN / Parcel Number

Primary APN	`6-060-002`
Alternative APN	`93473`

Interior

Building Area	8,995 sqft Total Area
1st Floor Area	8,995 sqft
Flooring	Tile

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Combination
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	64,077 sqft (1.47 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	93473
Street Address	102 TRADER AVE
City	HAVELOCK
State	NC
Zip	28532-2652
Property Category	Commercial
Property Type	Commercial > Retail > Community Shopping Center, Mini-Mall
Legal Description	PT TRADER COMMERCIAL CENTER
Legal Subdivision	J J TRADER ESTATE DIVISION
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	235 W MAIN ST, HAVELOCK, NC 28532-2678
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 27, 2020	Warranty Deed, Transfer · Seller Carry-Back ROBERT W GASPERSON SR ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Mar 15, 2006 · Amount on Record
Deed Document Number	202010063516
Deed Book / Page	3637 / 87
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	102 TRADER AVE, HAVELOCK, NC 28532-2652
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W MAIN ST, HAVELOCK, NC 28532-2678

Mortgage

Document Number	03719/2082
Date	Apr 5, 2022
Book Page	3719/2082
Instrument	10094712

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 27, 2020
Property Address	102 TRADER AVE, HAVELOCK, NC 28532-2652
Document Number	0003637/87
Book / Page	3637 / 87
Map Reference	MB 5 PG 58
Instrument Date	Oct 27, 2020
Instrument	10063516
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 798, SWANSBORO, NC 28584-0798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W MAIN ST, HAVELOCK, NC 28532-2678

Mortgage

Document Number	0000363791
Date	Oct 27, 2020
Instrument	3637/91

Lender

Name	ROBERT W GASPERSON SR ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	24 Months
Due	Oct 27, 2022

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00 (+2.56%)	$355,000 (-) Building $355,000	$355,000 (-) Building $355,000
2025	$4,135.00 (+3.56%)	$355,000 (-) Building $355,000	$355,000 (-) Building $355,000
2023	$3,993.00 (+3.34%)	$355,000 (+5.65%) Building $355,000	$355,000 (+5.65%) Building $355,000
2022	$3,864.00	$336,000 Building $336,000
2018			$336,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (2003–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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