Granville County property record for 103 Torrance Ct, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 2009 |
| Lot Size | 0.352 acres (15,343 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Apr 2010) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31195-70637301 |
| Primary APN | 31195-70637301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,648 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,343 sqft (0.352 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 70637301 |
|---|---|
| Street Address | 103 TORRANCE CT |
| City | STEM |
| State | NC |
| Zip | 27581-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | LOT 6 MANGUM FARMS |
| Legal Subdivision | MANGUM FARMS |
| Legal Lot Number | 6 |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970701 |
Source: Granville County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 TORRANCE CT, STEM, NC 27581-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2010 · Amount on File |
| Deed Sale | Apr 21, 2010 · Amount on File |
| Deed Book / Page | 1349 / 803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 103 TORRANCE CT, STEM, NC 27581-9014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Title Company | SERVICELINK PITTSBURGH |
| Name | Verified Name |
|---|
| Document Number | 001941/786 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 1941/786 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 103 TORRANCE CT, STEM, NC 27581-9014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 1865/790 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 1865/790 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Granville County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Municipality | Stem Town |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,278 (-) Land $50,000 Building $252,278 | ||
| 2025 | $3,134.00 (+22.85%) | $302,278 (+63.15%) Land $50,000 Building $252,278 | $302,278 (-) Land $50,000 Building $252,278 |
| 2024 | $302,278 (+63.15%) Land $50,000 Building $252,278 | ||
| 2023 | $2,551.00 (+0.83%) | $185,277 (-) Land $35,000 Building $150,277 | $185,277 (-) Land $35,000 Building $150,277 |
| 2022 | $2,530.00 | $185,277 Land $35,000 Building $150,277 | $185,277 Land $35,000 Building $150,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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