101 Torrance Ct, Stem, NC 27581 Property Records

Granville County property record for 101 Torrance Ct, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,932 sqft · built 2017
Lot Size	0.423 acres (18,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,500 (Mar 2018)
Tax Bill	$3,904 (2025)
Deeds & Mortgages	Sep 2017 Construction Loan Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31196-46894336`

Property Details

APN / Parcel Number

Primary APN	`31196-46894336`
Alternative APNs	`087802568253` `087802 060` `89317301`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,205 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,443 sqft (0.423 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	89317301
Street Address	101 TORRANCE CT
City	STEM
State	NC
Zip	27581-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	101 TORRANCE CT
Legal Subdivision	MANGUM FARMS
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1055
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 TORRANCE CT, STEM, NC 27581-9014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS BANK
Mar 16, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
May 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Book / Page	1678 / 791
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	101 TORRANCE CT, STEM, NC 27581-9014
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001657/237
Date	Sep 1, 2017
Book Page	1657/237

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 16, 2018
Property Address	101 TORRANCE CT, STEM, NC 27581-9014
Document Number	001678/791
Book / Page	1678 / 791
Map Reference	MB 35 PG 117&198
Instrument Date	Feb 15, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 OPERATIONS DR, 2330, DURHAM, NC 27705-2336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TORRANCE CT, STEM, NC 27581-9014

Mortgage

Document Number	0001678793
Date	Mar 16, 2018
Instrument	1678/793

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	May 16, 2017
Property Address	101 TORRANCE CT, STEM, NC 27581-9014
Document Number	001641/839
Book / Page	1641 / 839
Map Reference	MB 35 PG 198
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$203.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12613 RICHMOND RUN DR, 12613, RALEIGH, NC 27614-6419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 OPERATIONS DR, DURHAM, NC 27705-2336

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,950 (-0.01%) Land $50,000 Building $331,950
2025	$3,904.00 (+28%)	$382,003 (+70.11%) Land $50,000 Building $332,003	$381,950 (-0.01%) Land $50,000 Building $331,950
2024			$382,003 (+70.11%) Land $50,000 Building $332,003
2023	$3,050.00 (+0.69%)	$224,557 (-) Land $35,000 Building $189,557	$224,557 (-) Land $35,000 Building $189,557
2022	$3,029.00	$224,557 Land $35,000 Building $189,557	$224,557 Land $35,000 Building $189,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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