103 Talbot St, Mount Joy, PA 17552 Property Records

Lancaster County property record for 103 Talbot St, Mount Joy, PA 17552

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 2,640 sqft · built 2009
Lot Size	0.084 acres (3,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2026)
Tax Bill	$7,006 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-22980-1-0005`

Property Details

APN / Parcel Number

Primary APN	`450-22980-1-0005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	960 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Finished Basement	720 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,657 sqft (0.084 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 TALBOT ST
City	MOUNT JOY
State	PA
Zip	17552-1161
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	TN
Legal Description	103 TALBOT ST
Legal Subdivision	FLORIN HILL UN 05
Legal Lot Number	5
Legal Unit	5
Jurisdiction	LANCASTER PA
Township / Civil Division	MOUNT JOY
Census Block Group	2
Census Block	2004
Census Tract	10902

Owner

Source: Lancaster County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 TALBOT ST, MOUNT JOY, PA 17552-1161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Nov 21, 2017	Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	202632195
Prior Transfer Date	Mar 25, 2015
Prior Transfer Doc	0006196066
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 4, 2026
Property Address	103 TALBOT ST, MOUNT JOY, PA 17552-1161
Document Number	0000032195
Instrument Date	Aug 4, 2026
Instrument	202632195
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER SETTLEMENTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 TALBOT ST, MOUNT JOY, PA 17552-1161

Mortgage

Document Number	0000032196,
Date	Aug 4, 2026
Instrument	202632196

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 21, 2017
Property Address	103 TALBOT ST, MOUNT JOY, PA 17552-1161
Document Number	0006368727
Map Reference	DOC5787514
Instrument Date	Nov 21, 2017
Instrument	6368727
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TALBOT ST, MOUNT JOY, PA 17552-1161

Mortgage

Document Number	0006368728
Date	Nov 21, 2017
Instrument	6368728

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Mount Joy Borough
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,006.00 (+5.5%) Homeowner's exemption	$243,900 (-) Building $243,900	$243,900 (-) Building $243,900
2025	$6,641.00 (+1.78%)
2024	$6,525.00	$243,900 Building $243,900
2018			$243,900 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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