102 Talbot St, Mount Joy, PA 17552 Property Records

Lancaster County property record for 102 Talbot St, Mount Joy, PA 17552

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,152 sqft · built 2012
Lot Size	0.099 acres (4,329 sqft)
Owner	Individual Name on Record
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450-22980-1-0002`

Property Details

APN / Parcel Number

Primary APN	`450-22980-1-0002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	492 sqft
Upper Floors Area	660 sqft
Basement Area	492 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,329 sqft (0.099 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 TALBOT ST
City	MOUNT JOY
State	PA
Zip	17552-1160
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	TN
Legal Description	102 TALBOT ST
Legal Subdivision	FLORIN HILL
Legal Unit	2
Jurisdiction	LANCASTER PA
Township / Civil Division	MOUNT JOY
Census Block Group	2
Census Block	2004
Census Tract	10902

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 TALBOT ST, MOUNT JOY, PA 17552-1160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 17, 2019	Intrafamily Transfer, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019
Deed Sale	Jun 17, 2019
Prior Sale	Sep 20, 2012 · Amount on Record
Deed Document Number	20196462926
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0006462926
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	102 TALBOT ST, MOUNT JOY, PA 17552-1160
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006596405
Date	Apr 20, 2021
Instrument	6596405

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Jun 17, 2019
Property Address	102 TALBOT ST, MOUNT JOY, PA 17552-1160
Document Number	0006462926
Map Reference	DOC 6206894
Instrument Date	May 30, 2019
Instrument	6462926
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	EDGE ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	102 TALBOT ST, MOUNT JOY, PA 17552-1160

Mortgage

Document Number	0006462927
Date	Jun 17, 2019
Instrument	6462927

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Mount Joy Borough
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,300 (-) Building $160,300	$160,300 (-) Building $160,300
2025	$4,364.00 (+1.77%)
2024	$4,288.00	$160,300 Building $160,300
2018			$160,300 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091
Water Source	Groundwater influenced by surface water
Last State Inspection	Jan 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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