103 Stuart Ave, Emerald Isle, NC 28594 Property Records

Carteret County property record for 103 Stuart Ave, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,972 sqft · built 1997
Lot Size0.288 acres (12,545 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Aug 2018)
Tax Bill$3,321 (2025)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APN5393.06.48.4711000

Property Details

APN / Parcel Number

Primary APN5393.06.48.4711000
Alternative APNs
  • 533679
  • 77792

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,972 sqft Heated Area
Gross Area1,380 sqft
1st Floor Area12 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,545 sqft (0.288 acres)
Lot Dimensions155 ft deep x 81 ft wide
PorchSlab
Porch Area140 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number77792
Street Address103 STUART AVE
CityEMERALD ISLE
StateNC
Zip28594-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL11 BC JEFFERSON PLACE
Legal SubdivisionJEFFERSON PLACE
Legal Block48
Legal Lot Number11
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1072
Census Tract970903

Owner

Source: Carteret County records · APN 5393.06.48.4711000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6805 WOODHAVEN CT, RALEIGH, NC 27615-6919
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number20181617082
Deed Book / Page1617 / 82
Last Transfer DateFeb 07, 2025
Transfer Doc0018480030
Record UpdatedJun 08, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 16, 2018
Property Address103 STUART AVE, EMERALD ISLE, NC 28594-3034
Document Number0016170082
Book / Page001617 / 000082
Instrument DateAug 10, 2018
Transaction TypeTransfer
Record UpdatedSep 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,040.00
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6805 WOODHAVEN CT RALEIGH NC 276156919, RALEIGH, NC 27615-6919

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,321.00 (+16.12%)$875,235 (+64.5%) Land $457,000 Building $418,235$875,235 (+64.5%) Land $457,000 Building $418,235
2023$532,058 Land $226,395 Building $305,663$532,058 Land $226,395 Building $305,663
2022$2,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 760 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
205 under condo master policies
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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