Kendall County property record for 103 Springbrook Trl S, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,472 sqft · built 2005 |
| Lot Size | 0.038 acres (1,637 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (May 2022) |
| Tax Bill | $5,719 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-458-052 |
| Primary APN | 03-03-458-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 1,637 sqft (0.038 acres) |
| Lot Dimensions | 73 ft deep x 22 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 103 SPRINGBROOK TRL S |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 222 SPRINGBROOK AT FARMINGTON LAKES UNIT 3 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 222 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890103 |
103 Springbrook Trl S is owned and occupied by an individual who bought it in May 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 31, 2022 | Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | Sep 28, 2016 · Amount on File |
| Deed Document Number | 20229404 |
| Prior Transfer Date | Nov 3, 2016 |
| Prior Transfer Doc | 0000019881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000000462 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 202400000462 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 471 Months |
| Due | Apr 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000004170 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 202300004170 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 31, 2022 |
| Property Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000009404 |
| Map Reference | DOC 2004001299 |
| Instrument Date | May 20, 2022 |
| Instrument | 202200009404 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3571 AYRES DR, 3571, AURORA, IL 60506-7161 |
| Name | Verified Name |
|---|---|
| Address | 103 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000009405 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202200009405 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,554 Land $14,421 Building $71,133 | $256,662 Land $43,263 Building $213,399 | |
| 2024 | $5,719.00 | ||
| 2022 | $62,637 Land $10,558 Building $52,079 | $187,911 Land $31,674 Building $156,237 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Springbrook Trl S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Springbrook Trl S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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