Kendall County property record for 115 Springbrook Trl S, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,672 sqft · built 2005 |
| Lot Size | 0.046 acres (1,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jul 2022) |
| Tax Bill | $6,020 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-458-054 |
| Primary APN | 03-03-458-054 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,672 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,992 sqft (0.046 acres) |
| Lot Dimensions | 73 ft deep x 27 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 115 SPRINGBROOK TRL S |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 220 SPRINGBROOK AT FARMINGTON LAKES UNIT 3 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 220 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890103 |
115 Springbrook Trl S is owned and occupied by two individuals who bought it in July 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 202211761 |
| Prior Transfer Date | Aug 8, 2006 |
| Prior Transfer Doc | 0000025139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 12, 2022 |
| Property Address | 115 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000011761 |
| Map Reference | DOC 200400001299 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 202200011761 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 SPRINGBROOK TRL S, 115, OSWEGO, IL 60543-4016 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000011762 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 202200011762 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 115 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007432 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 202200007432 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 8, 2017 |
| Property Address | 115 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000012506 |
| Map Reference | DOC200400001299 |
| Instrument | 201700012506 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SPRINGBROOK TRL S, OSWEGO, IL 60543-4016 |
| Document Number | 0000012507 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 201700012507 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,705 Land $18,023 Building $71,682 | $269,115 Land $54,069 Building $215,046 | |
| 2024 | $6,020.00 | ||
| 2022 | $65,676 Land $13,195 Building $52,481 | $197,028 Land $39,585 Building $157,443 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Springbrook Trl S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 Springbrook Trl S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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