103 Spector Ct, Cary, NC 27518 Property Records

Wake County property record for 103 Spector Ct, Cary, NC 27518

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,412 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2020)
Tax Bill	$4,579 (2023)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0751.11-56-8568 0244425`

Property Details

APN / Parcel Number

Primary APN	`0751.11-56-8568 0244425`
Alternative APNs	`024442501` `0244425`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,412 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Garage Area	273 sqft
Porch	Porch
Porch Area	260 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0244425
Old Parcel Number	024442501
Street Address	103 SPECTOR CT
City	CARY
State	NC
Zip	27518-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LO23 SOUTHCHASE SUB PH2 BM1998-974
Legal Township	20
Legal Subdivision	SOUTHCHASE SUB
Legal Phase	2
Legal Lot Number	23
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2011
Census Tract	53405

Owner

103 Spector Ct is owned and occupied by an individual who bought it in June 2020.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	103 SPECTOR CT, CARY, NC 27518-3019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	May 6, 2015 · Amount on File
Deed Document Number	0179362007
Deed Book / Page	17936 / 2007
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 26, 2020
Property Address	103 SPECTOR CT, CARY, NC 27518-3019
Document Number	179362007
Book / Page	17936 / 2007
Map Reference	MB 1998 PG 974
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SONOMA VALLEY DR, 103, CARY, NC 27518-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SPECTOR CT, CARY, NC 27518-3019

Mortgage

Document Number	179362009
Date	Jun 26, 2020
Instrument	17936/2009

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,579.00	$454,991 Land $112,000 Building $342,991	$454,991 Land $112,000 Building $342,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Spector Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Spector Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20