Wake County property record for 102 Spector Ct, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,978 sqft · built 1999 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Apr 2017) |
| Tax Bill | $5,189 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0751.11-56-8831 0244429 |
| Primary APN | 0751.11-56-8831 0244429 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,978 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Area | 378 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0244429 |
|---|---|
| Old Parcel Number | 024442901 |
| Street Address | 102 SPECTOR CT |
| City | CARY |
| State | NC |
| Zip | 27518-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO27 SOUTHCHASE SUB PH2 BM1998-974 |
| Legal Township | 20 |
| Legal Subdivision | SOUTHCHASE SUB |
| Legal Phase | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 53405 |
102 Spector Ct is owned and occupied by two individuals who bought it in April 2017.
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 SPECTOR CT, CARY, NC 27518-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 18, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Apr 18, 2017 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on File |
| Deed Sale | Apr 18, 2017 · Amount on File |
| Prior Sale | Jan 19, 2007 · Amount on File |
| Deed Document Number | 0167551543 |
| Deed Book / Page | 16755 / 1543 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 102 SPECTOR CT, CARY, NC 27518-3019 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018210/37 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 18210/37 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 102 SPECTOR CT, CARY, NC 27518-3019 |
| Document Number | 167561376 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 102 SPECTOR CT CARY NC 275183019, CARY, NC 27518-3019 |
| Document Number | 167561376 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 016756/001376 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Apr 18, 2017 |
| Property Address | 102 SPECTOR CT, CARY, NC 27518-3019 |
| Document Number | 167551543 |
| Book / Page | 016755 / 001543 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 SPECTOR CT CARY NC 275183019, CARY, NC 27518-3019 |
| Document Number | 167551546 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 016755/001546 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,189.00 | $515,882 Land $112,000 Building $403,882 | $515,882 Land $112,000 Building $403,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Spector Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Spector Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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