Tioga County and Owego Town property record for 103 Smithfield Dr, Endicott, NY 13760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,208 sqft · built 1959 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Jul 2004) |
| Tax Bill | $4,480 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 143.09-4-47 |
| Primary APN | 493089 143.09-4-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 192 sqft |
| Canopy | 52 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000012369 |
|---|---|
| Street Address | 103 SMITHFIELD DR |
| City | ENDICOTT |
| State | NY |
| Zip | 13760-4329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 4 |
| Legal Lot Number | 47.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 20300 |
103 Smithfield Dr is owned and occupied by two individuals who bought it in July 2004.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SMITHFIELD DR, ENDICOTT, NY 13760-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2004 · Amount on File |
| Deed Sale | Jul 22, 2004 · Amount on File |
| Deed Book / Page | 11140 / 9001 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 Smithfield Dr was $4,480 with a homeowner's exemption, down 41% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Union-Endicott Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,480.00 (-41.04%) Homeowner's exemption | ||
| 2025 | $7,599.00 | $72,300 Land $14,300 Building $58,000 | $138,373 Land $27,368 Building $111,005 |
| 2023 | $72,300 Land $14,300 Building $58,000 | $133,889 Land $26,482 Building $107,407 | |
| 2019 | $4,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Smithfield Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 11 (1993–2018) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Aug 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Smithfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWEGO WD #2 serves 2,754 people · EPA ID NY5305672 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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