101 Smithfield Dr, Endicott, NY 13760 Property Records

Tioga County and Owego Town property record for 101 Smithfield Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,572 sqft · built 1958
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$112,500 (Sep 2017)
Tax Bill	$4,771 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`493089 143.09-4-48`

Property Details

APN / Parcel Number

Primary APN	`493089 143.09-4-48`
Alternative APNs	`308914300900040480000000` `00000012275`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	130 ft deep x 80.5 ft wide
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000012275
Street Address	101 SMITHFIELD DR
City	ENDICOTT
State	NY
Zip	13760-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	4
Legal Lot Number	48.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	5
Census Block	5027
Census Tract	20300

Owner

101 Smithfield Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 SMITHFIELD DR, ENDICOTT, NY 13760-4329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Sep 19, 2017	Deed, Transfer NOT AVAILABLE, GARY B. KLINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Prior Sale	May 8, 2012 · Amount on File
Deed Book / Page	20170 / 4009
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	101 SMITHFIELD DR, ENDICOTT, NY 13760-4329
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170-00004010
Date	Sep 19, 2017
Instrument	170-00004010

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2047

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 19, 2017
Property Address	101 SMITHFIELD DR, ENDICOTT, NY 13760-4329
Document Number	0000020170/0000004009
Book / Page	0000020170 / 0000004009
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NOT AVAILABLE, GARY B. KLINE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SMITHFIELD DR, ENDICOTT, NY 13760-4329

Tax Assessment & Valuation

The 2026 property tax bill for 101 Smithfield Dr was $4,771, down 0.1% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,771.00 (-0.06%)
2025	$4,774.00	$77,000 Land $14,200 Building $62,800	$147,368 Land $27,177 Building $120,191
2023		$77,000 Land $14,200 Building $62,800	$142,593 Land $26,296 Building $116,297
2019	$1,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Smithfield Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1993–2018)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Smithfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWEGO WD #2 serves 2,754 people · EPA ID NY5305672
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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