Effingham County property record for 103 Settlers Point Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,169 sqft · built 2015 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Apr 2015) |
| Tax Bill | $4,449 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0397C-002-000 |
| Primary APN | 0397C-002-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,169 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 633 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 524 sqft |
| Deck Area | 340 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12356 |
|---|---|
| Street Address | 103 SETTLERS POINT DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .73 AC LOT 2 (OUT 80-47) |
| Legal Subdivision | SETTLERS POINT |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30404 |
103 Settlers Point Dr is owned and occupied by two individuals who bought it in April 2015.
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SETTLERS POINT DR, GUYTON, GA 31312-6596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2015 · Amount on File |
| Deed Sale | Apr 24, 2015 · Amount on File |
| Prior Sale | Mar 24, 2011 · Amount on File |
| Deed Document Number | 2015949 |
| Deed Book / Page | 2289 / 139 |
| Prior Transfer Date | May 4, 2010 |
| Prior Transfer Doc | 001935/295 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 103 Settlers Point Dr was $4,449 with a homeowner's exemption, up 10.8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,780 (-12.44%) Land $30,000 Building $208,780 | $596,950 (-12.44%) Land $75,000 Building $521,950 | |
| 2025 | $4,449.00 (+10.78%) Homeowner's exemption | $272,708 (+29.72%) Land $30,000 Building $242,708 | $681,770 (+29.72%) Land $75,000 Building $606,770 |
| 2024 | $4,016.00 (+23.61%) Homeowner's exemption | $210,236 (+27.46%) Land $30,000 Building $180,236 | $525,590 (+27.46%) Land $75,000 Building $450,590 |
| 2023 | $3,249.00 (-16.05%) Homeowner's exemption | $164,940 (+1.23%) Land $20,800 Building $144,140 | $412,350 (+1.23%) Land $52,000 Building $360,350 |
| 2022 | $3,870.00 Homeowner's exemption | $162,940 Land $18,800 Building $144,140 | $407,350 Land $47,000 Building $360,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Settlers Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Settlers Point Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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