103 Ryder, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 103 Ryder, Smithfield, VA 23430 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2003
Square Footage	2,884 sqft Living Area
Lot Size	25,700 sqft (0.589 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2020)
Tax Bill	$4,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21E-01-006`
Alternative APNs	`5503264545` `15503`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,884 sqft Living Area
Attic Area	383 sqft Attic
Attic	1 Attic
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	25,700 sqft (0.589 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	547 sqft Garage
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	5503264545
Old Parcel Number	21E-01-006
Street Address	103 RYDER
City	SMITHFIELD
State	VA
Zip	23430-6989
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 6 SEC 1 CYPRESS CREEK PLAT 2-51-2
Legal Subdivision	CYPRESS CRK DEV SEC 1
Legal Lot Number	6
Jurisdiction	ISLE OF WIGHT VA
Minor Civil Division	SMITHFIELD
Census Blockgroup	1
Census Block	1000
Census Tract	280105

Owner

Source: Isle Of Wight County records · APN 21E-01-006

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 RYDER, SMITHFIELD, VA 23430-6989
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,232.00	$546,100 (-) Land $85,000 Building $461,100	$546,100 (-) Land $85,000 Building $461,100
2023		$546,100 Land $85,000 Building $461,100	$546,100 Land $85,000 Building $461,100

Flood & Wildfire

103 Ryder is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Isle Of Wight County (51093C), updated January 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.