Isle Of Wight County property record for 102 Ryder, Smithfield, VA 23430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,635 sqft · built 2016 |
| Lot Size | 1.03 acres (45,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,699 (May 2025) |
| Tax Bill | $6,233 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E-01-001 |
| Primary APN | 21E-01-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,635 sqft Living Area |
| 1st Floor Area | 4,221 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 45,254 sqft (1.03 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,474 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 102 RYDER |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 SEC 1 CYPRESS CREEK PLAT 2-51-2 |
| Legal Subdivision | CYPRESS CREEK SEC 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 280105 |
Source: Isle Of Wight County records · APN 21E-01-001
Assessment roll updated October 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 28, 2025 | Bargain and Sale Deed, Transfer PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| May 28, 2025 | Gift Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Jan 21, 2025 | Deed of Distribution, Transfer |
| Feb 10, 2025 | Gift Deed, Transfer PRIORITY TITLE AND ESCROW |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2020 |
| Deed Document Number | 20252187 |
| Prior Transfer Date | Feb 25, 2025 |
| Prior Transfer Doc | 0000000982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Number | 0260000059 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 260000059 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | May 28, 2025 |
| Property Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Number | 0250002187 |
| Map Reference | CAB 2 SL 51 |
| Instrument Date | May 27, 2025 |
| Instrument | 250002187 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $471.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | May 28, 2025 |
| Property Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Number | 0250002186 |
| Map Reference | CAB 2 SL 51 |
| Instrument Date | May 27, 2025 |
| Instrument | 250002186 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Jan 21, 2025 |
| Property Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Number | 0250000260 |
| Map Reference | CAB 2 SL 51 PG 2-5 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 250000260 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 930, SMITHFIELD, VA 23431-0930 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Feb 10, 2025 |
| Property Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
| Document Number | 0250000571 |
| Map Reference | CAB 2 SL 51 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 250000571 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 RYDER, SMITHFIELD, VA 23430-6989 |
Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,233.00 | $804,300 (-) Land $100,000 Building $704,300 | $804,300 (-) Land $100,000 Building $704,300 |
| 2023 | $804,300 Land $100,000 Building $704,300 | $804,300 Land $100,000 Building $704,300 |
Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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