103 Ruffin Ct, Summerville, SC 29486 Property Records

Berkeley County property record for 103 Ruffin Ct, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1979
Lot Size	0.281 acres (12,260 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2024)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-01-08-027`

Property Details

APN / Parcel Number

Primary APN	`233-01-08-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Finished Area
Gross Area	2,238 sqft
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	12,260 sqft (0.281 acres)
Garage Area	705 sqft
Porch	Slab
Porch Area	85 sqft

Location & Zoning

Street Address	103 RUFFIN CT
City	SUMMERVILLE
State	SC
Zip	29486-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 590SPRINGLAKE VILLAGE (SANGAREE)
Legal Subdivision	SANGAREE (SPRINGLAKE VILLAGE)
Legal Block	B
Legal Lot Number	56
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2010
Census Tract	20715

Owner

103 Ruffin Ct is owned and occupied by an individual who bought it in January 2024.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	103 RUFFIN CT, SUMMERVILLE, SC 29486-1949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Apr 17, 2001 · Amount on File
Deed Document Number	20241312
Deed Book / Page	4756 / 78
Prior Transfer Date	Dec 17, 1999
Prior Transfer Doc	2220/0282
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 16, 2024
Property Address	103 RUFFIN CT, SUMMERVILLE, SC 29486-1949
Document Number	04756/0078
Book / Page	4756 / 78
Instrument Date	Jan 16, 2024
Instrument	2024001312
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RUFFIN CT, SUMMERVILLE, SC 29486-1949

Mortgage

Document Number	2024001313
Date	Jan 16, 2024
Instrument	2024001313

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 103 Ruffin Ct was $5,359, up 541.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,100 (+1,566.67%) Land $50,000 Building $253,100	$303,100 (-) Land $50,000 Building $253,100
2025	$5,359.00 (+541.8%)	$18,186 (-) Land $3,000 Building $15,186	$303,100 (-) Land $50,000 Building $253,100
2024	$835.00	$18,186 Land $3,000 Building $15,186	$303,100 Land $50,000 Building $253,100
2022	$772.00 Homeowner's exemption	$5,976 Land $806 Building $5,170	$185,400 Land $25,000 Building $160,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Ruffin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ruffin Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20