Berkeley County property record for 101 Ruffin Ct, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1979 |
| Lot Size | 0.4 acres (17,447 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2022) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-01-08-028 |
| Primary APN | 233-01-08-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Finished Area |
| Gross Area | 1,673 sqft |
| 1st Floor Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 17,447 sqft (0.4 acres) |
| Garage Area | 377 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Street Address | 101 RUFFIN CT |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 590SPRINGLAKE VILLAGE (SANGAREE)LOT 55 - BLK B - PH II |
| Legal Subdivision | SANGAREE (SPRINGLAKE VILLAGE) |
| Legal Block | B |
| Legal Lot Number | 55 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20715 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage ROBERT CHRISTOPHER ULMER |
| Jul 8, 2022 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 9, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2009 · Amount on Record |
| Deed Document Number | 202227290 |
| Deed Book / Page | 4303 / 478 |
| Prior Transfer Date | Jan 20, 2017 |
| Prior Transfer Doc | 2389/0275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 05347/0870 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 5347/870 |
| Instrument | 2025034035 |
| Name | ROBERT CHRISTOPHER ULMER |
|---|---|
| Type | Private Party |
| Address | 186 SEVEN FARMS DR STE F, DANIEL ISLAND, SC 29492 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jul 8, 2022 |
| Property Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Document Number | 04303/0478 |
| Book / Page | 4303 / 478 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022027290 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $754.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Document Number | 2022027291 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022027291 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Number | 04303/0495 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 4303/495 |
| Instrument | 2022027292 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 7, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Document Number | 04219/0795 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 4219/795 |
| Instrument | 2022015984 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Feb 9, 2017 |
| Property Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Document Number | 02389/0275 |
| Book / Page | 2389 / 0275 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 2017004630 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 RUFFIN CT, SUMMERVILLE, SC 29486-1949 |
| Document Number | 2017004631 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 2017004631 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,800 (+2,4%) Land $50,000 Building $220,800 | $270,800 (-) Land $50,000 Building $220,800 | |
| 2025 | $1,707.00 (+3.08%) Homeowner's exemption | $10,832 (-) Land $2,000 Building $8,832 | $270,800 (-) Land $50,000 Building $220,800 |
| 2024 | $1,656.00 (+66.1%) Homeowner's exemption | $10,832 (-28.67%) Land $2,000 Building $8,832 | $270,800 (+6.99%) Land $50,000 Building $220,800 |
| 2022 | $997.00 | $15,186 Land $2,880 Building $12,306 | $253,100 Land $48,000 Building $205,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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