Scott County property record for 103 Rose St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,089 sqft · built 2013 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,900 (Oct 2018) |
| Tax Bill | $1,732 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-117.025 |
| Primary APN | 192-10-117.025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 ROSE ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-6188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 61 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
103 Rose St is owned by two individuals who bought it in October 2018.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 WILLOW OAK WAY, GEORGETOWN, KY 40324-8306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 1, 2018 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Prior Sale | Apr 29, 2016 · Amount on File |
| Deed Document Number | 2018392495 |
| Deed Book / Page | 400 / 607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Name | Verified Name |
|---|
| Document Number | M1468/406 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | M1468/406 |
| Instrument | 406848 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Name | Verified Name |
|---|
| Document Number | M1531/20 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | M1531/20 |
| Instrument | 419891 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 1, 2018 |
| Property Address | 103 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Document Number | D400/607 |
| Book / Page | D400 / 607 |
| Map Reference | CAB10 SL207 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 392495 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 874 SEBREE RD, 874, STAMPING GROUND, KY 40379-9001 |
| Name | Verified Name |
|---|---|
| Address | 148 MCINTOSH PARK, GEORGETOWN, KY 40324-7903 |
| Document Number | 392496 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 392496 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 103 Rose St was $1,732.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,500 (-) | $194,500 (-) | |
| 2025 | $1,732.00 | $194,500 | $194,500 |
| 2023 | $1,534.00 (+13.13%) | $169,200 (+8.25%) Land $35,000 Building $134,200 | $169,200 (+8.25%) Land $35,000 Building $134,200 |
| 2022 | $1,356.00 | $156,300 Land $33,000 Building $123,300 | $156,300 Land $33,000 Building $123,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Rose St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Rose St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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