Scott County property record for 100 Rose St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 2014 |
| Lot Size | 0.169 acres (7,353 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $2,018 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-117.020 |
| Primary APN | 192-10-117.020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 7,353 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 329 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 100 ROSE ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-6188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 63 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
100 Rose St is owned by an individual who bought it in October 2025.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 GREENDALE RD, LEXINGTON, KY 40511-8316 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 1, 2025 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Jun 7, 2022 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| May 14, 2019 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | May 14, 2019 · Amount on File |
| Deed Document Number | 2025557203 |
| Deed Book / Page | 461 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 100 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATOIN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0M1599/410 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | M1599/410 |
| Instrument | 433711 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 1, 2025 |
| Property Address | 100 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Document Number | 00D461/183 |
| Book / Page | D461 / 183 |
| Map Reference | CAB 10 SL 207 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 557203 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 WILLOW OAK WAY, GEORGETOWN, KY 40324-8306 |
| Name | Verified Name |
|---|---|
| Address | 1024 GREENDALE RD UNIT 17102, 17102, LEXINGTON, KY 40511-8353 |
| Document Number | 0000557207 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 557207 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 7, 2022 |
| Property Address | 100 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Document Number | 00D434/266 |
| Book / Page | D434 / 266 |
| Map Reference | CAB 10 SL 207 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 455242 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 FINISH LINE WAY, 231, FRANKFORT, KY 40601-5354 |
| Name | Verified Name |
|---|---|
| Address | 124 WILLOW OAK WAY, GEORGETOWN, KY 40324-8306 |
| Document Number | 0000455243 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 455243 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 14, 2019 |
| Property Address | 100 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Document Number | D405/473 |
| Book / Page | D405 / 473 |
| Map Reference | CAB 10 SL 207 |
| Instrument Date | May 10, 2019 |
| Instrument | 400149 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION T&E LEXINGTON |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2578 US HIGHWAY 27 S, 2578, CYNTHIANA, KY 41031-5820 |
| Name | Verified Name |
|---|---|
| Address | 100 ROSE ST, GEORGETOWN, KY 40324-6188 |
| Document Number | 400150 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 400150 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0M1440/001 |
|---|---|
| Date | May 14, 2019 |
| Book Page | M1440/001 |
| Instrument | 400151 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2029 |
The 2025 property tax bill for 100 Rose St was $2,018, up 2% from the year before.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (+10.33%) | $250,000 (+10.33%) | |
| 2025 | $2,018.00 (+2.02%) | $226,600 (+3%) | $226,600 (+3%) |
| 2024 | $1,978.00 (-0.8%) | $220,000 (-) | $220,000 (-) |
| 2023 | $1,994.00 (+42.53%) | $220,000 (+36.39%) Land $35,000 Building $185,000 | $220,000 (+36.39%) Land $35,000 Building $185,000 |
| 2022 | $1,399.00 | $161,300 Land $33,000 Building $128,300 | $161,300 Land $33,000 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Rose St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Rose St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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