103 Ring Oak Dr, Troy, AL 36081 Property Records

Pike County property record for 103 Ring Oak Dr, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,332 sqft · built 2018
Lot Size	5.59 acres (243,936 sqft)
Owner	Individual Name on Record
Last Sale	$59,500 (Mar 2010)
Tax Bill	$900 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222190`

Property Details

APN / Parcel Number

Primary APN	`222190`
Alternative APN	`55 10 07 35 0 000 001.034`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,332 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	243,936 sqft (5.59 acres)
Lot Dimensions	645 ft deep x 728 ft wide
Porch	Open Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	222190
Street Address	103 RING OAK DR
City	TROY
State	AL
Zip	36081-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #17 OF A PLACE IN THE WOODS PHASE IV PLAT BOOK 2007 PG 5 IN SEC 35 T10N R21E
Legal Subdivision	A PLACE IN THE WOODS PHASE IV
Legal Phase	4
Legal Lot Number	17
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	189102

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 RING OAK DR, TROY, AL 36081-5064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CAHAWBA BANK
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CAHAWBA BANK
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2010 · Amount on Record
Deed Sale	Mar 16, 2010 · Amount on Record
Deed Document Number	0002010425
Deed Book / Page	2010 / 425
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	103 RING OAK DR, TROY, AL 36081-5064
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/10213
Date	Sep 7, 2021
Book Page	2021/10213
Instrument	202110213

Lender

Name	FIRST CAHAWBA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	103 RING OAK DR, TROY, AL 36081-5064
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3874
Date	Jun 26, 2018
Book Page	2018/3874
Instrument	20183874

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	103 RING OAK DR, TROY, AL 36081-5064
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180221
Date	Jan 19, 2018
Instrument	20180221

Lender

Name	FIRST CAHAWBA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	103 RING OAK DR, TROY, AL 36081-5064
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2507
Date	Apr 13, 2020
Book Page	2020/2507
Instrument	20202507

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (-1.1%) Homeowner's exemption	$25,760 (-1%) Land $460 Building $25,300	$300,540 (-6.88%) Land $47,600 Building $252,940
2024	$910.00 (-1.09%) Homeowner's exemption	$26,020 (-1.06%) Land $460 Building $25,560	$322,760 (+5.48%) Land $67,100 Building $255,660
2023	$920.00 (-0.33%) Homeowner's exemption	$26,300 (-0.23%)	$305,980 (+0.18%) Land $47,600 Building $258,380
2022	$923.00 Homeowner's exemption	$26,360	$305,440 Land $46,320 Building $259,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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