102 Ring Oak Dr, Troy, AL 36081 Property Records

Pike County property record for 102 Ring Oak Dr, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,691 sqft · built 2018
Lot Size	5.11 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2017)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`808100`

Property Details

APN / Parcel Number

Primary APN	`808100`
Alternative APN	`55 10 07 35 0 000 001.031`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,691 sqft Living Area
Upper Floors Area	896 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	223,027 sqft (5.11 acres)
Porch	Open Porch
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	808100
Street Address	102 RING OAK DR
City	TROY
State	AL
Zip	36081-5063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #14 OF A PLACE IN THE WOOD PHASE IV PLAT BOOK 2007 PG 5 IN SEC 35 T10N R21E
Legal Subdivision	A PLACE IN THE WOODS PHASE IV
Legal Phase	4
Legal Lot Number	14
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	189102

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 RING OAK DR, TROY, AL 36081-5063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit TROY BANK & TRUST CO
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage TROY BANK & TRUST CO
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Apr 11, 2013
Deed Document Number	0020172687
Deed Book / Page	2015 / 1735
Prior Transfer Date	Jul 2, 2015
Prior Transfer Doc	0020151735
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	102 RING OAK DR, TROY, AL 36081-5063
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RING OAK DR, TROY, AL 36081-5063

Mortgage

Document Number	MTG2024/1764
Date	Apr 2, 2024
Book Page	MTG 2024/1764

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	TROY, AL 36081

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	102 RING OAK DR, TROY, AL 36081-5063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2510
Date	May 7, 2018
Book Page	2018/2510
Instrument	20182510

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	102 RING OAK DR, TROY, AL 36081-5063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5305
Date	Jul 21, 2020
Book Page	2020/5305
Instrument	20205305

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,573.00 (-4.95%) Homeowner's exemption	$43,980 (-4.81%) Land $4,360 Building $39,620	$439,780 (-4.78%) Land $43,500 Building $396,280
2024	$1,655.00 (+3.12%) Homeowner's exemption	$46,200 (+3.03%) Land $6,140 Building $40,060	$461,840 (+3.02%) Land $61,300 Building $400,540
2023	$1,605.00 Homeowner's exemption	$44,840 (-)	$448,300 (-0.01%) Land $43,500 Building $404,800
2022	$1,605.00 Homeowner's exemption	$44,840	$448,340 Land $42,360 Building $405,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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