Allen County property record for 103 Riley St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,459 sqft · built 1920 |
| Lot Size | 0.625 acres (27,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jul 2024) |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 28-0109-10-003.000 |
| Primary APN | 28-0109-10-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,459 sqft Living Area |
| Gross Area | 3,607 sqft |
| 1st Floor Area | 2,002 sqft |
| Upper Floors Area | 457 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 27,225 sqft (0.625 acres) |
| Lot Dimensions | 222 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 103 RILEY ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNKNOWN PLAT LOT 39 & PT LOT 40 FF 122.60 JOINT TEN |
| Legal Subdivision | PLAT UNKNOWN |
| Legal Lot Number | 39 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 10100 |
103 Riley St is owned and occupied by two individuals who bought it in July 2024.
Source: Allen County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 RILEY ST, BLUFFTON, OH 45817-1287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Prior Sale | Jul 22, 1999 · Amount on File |
| Deed Document Number | 20246802 |
| Prior Transfer Date | Jun 30, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 2, 2026 |
| Property Address | 103 RILEY ST, BLUFFTON, OH 45817-1287 |
| Document Number | 0000009244 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20269244 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 RILEY ST, BLUFFTON, OH 45817-1287 |
| Document Number | 0000009244, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20269244 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 103 Riley St was $2,646, down 3.7% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,646.00 (-3.75%) | $80,080 (-1.29%) Land $21,910 Building $58,170 | $228,800 (-1.29%) Land $62,600 Building $166,200 |
| 2024 | $2,749.00 (+18.34%) | $81,130 (+24.49%) Land $22,960 Building $58,170 | $231,800 Land $65,600 Building $166,200 |
| 2023 | $2,323.00 (+102.71%) Homeowner's exemption | $65,170 (+12.5%) Land $17,570 Building $47,600 | |
| 2022 | $1,146.00 Homeowner's exemption | $57,930 Land $17,570 Building $40,360 | |
| 2021 | $186,200 Land $50,200 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Riley St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2019) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Riley St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: HDER Link.
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