116 Riley St, Bluffton, OH 45817 Property Records

Allen County property record for 116 Riley St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,590 sqft · built 1920
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2018)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`28-0109-04-007.000`

Property Details

APN / Parcel Number

Primary APN	`28-0109-04-007.000`
Alternative APN	`A0228010904007000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,590 sqft
Basement Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	247 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	234 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	116 RILEY ST
City	BLUFFTON
State	OH
Zip	45817-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN PLAT OF SHANNON PT LOT 7 WHOLE FF 65.00
Legal Subdivision	PLAT OF SHANNON
Legal Lot Number	7
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2032
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 RILEY ST, BLUFFTON, OH 45817-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA
Sep 11, 2018	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	201810349
Deed Book / Page	2018 / 10349
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	6110006567
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	116 RILEY ST, BLUFFTON, OH 45817-1236
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5130006421
Date	May 13, 2021
Book Page	2021/6421
Instrument	202105130006421

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	116 RILEY ST, BLUFFTON, OH 45817-1236
Document Number	0000012033
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RILEY ST BLUFFTON OH 458171236, BLUFFTON, OH 45817-1236

Mortgage

Document Number	0000012033
Date	Nov 13, 2019
Instrument	12033

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2024

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	116 RILEY ST, BLUFFTON, OH 45817-1236
Document Number	0000013062
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RILEY ST BLUFFTON OH 458171236, BLUFFTON, OH 45817-1236

Mortgage

Document Number	0000013062
Date	Nov 20, 2018
Book Page	002018/013062
Instrument	13062

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2023

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 11, 2018
Property Address	116 RILEY ST, BLUFFTON, OH 45817-1236
Document Number	0000010349
Instrument Date	Jun 26, 2018
Instrument	10349
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RILEY ST BLUFFTON OH 458171236, BLUFFTON, OH 45817-1236

Mortgage

Document Number	10350
Date	Sep 11, 2018
Instrument	10350

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00	$47,040 (-) Land $11,690 Building $35,350	$134,400 (-) Land $33,400 Building $101,000
2024	$1,594.00 (+14.02%)	$47,040 (+2%) Land $11,690 Building $35,350	$134,400 (+2%) Land $33,400 Building $101,000
2023	$1,398.00 (-0.92%) Homeowner's exemption	$39,200 (-) Land $9,730 Building $29,470
2022	$1,411.00 Homeowner's exemption	$39,200 Land $9,730 Building $29,470
2021			$112,000 Land $27,800 Building $84,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: HDER Link.

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