103 Ridgewood Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 103 Ridgewood Dr, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	2,132 sqft · built 1981
Lot Size	0.312 acres (13,605 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,189 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-20-9900-0010-0060`

Property Details

APN / Parcel Number

Primary APN	`R-20-9900-0010-0060`
Alternative APNs	`R046534` `104930`

Interior

Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	796 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stone
Roof Type	Gable
Lot Area	13,605 sqft (0.312 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R20990000100060
Street Address	103 RIDGEWOOD DR
City	GEORGETOWN
State	TX
Zip	78628-8369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE SEC 1, BLOCK O, LOT 65
Legal Subdivision	RIVER RIDGE SEC 1
Legal Block	O
Legal Lot Number	65
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1001
Census Tract	20123

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RIDGEWOOD DR, GEORGETOWN, TX 78628-8369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	103 RIDGEWOOD DR, GEORGETOWN, TX 78628-8369
Document Number	0000031733
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 RIDGEWOOD DR GEORGETOWN TX 786288369, GEORGETOWN, TX 78628-8369

Mortgage

Document Number	0000031733
Date	Apr 16, 2019
Instrument	31733

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78767

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2039

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	103 RIDGEWOOD DR, GEORGETOWN, TX 78628-8369
Document Number	0000038794
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 RIDGEWOOD DR GEORGETOWN TX 786288369, GEORGETOWN, TX 78628-8369

Mortgage

Document Number	0000038794
Date	May 6, 2019
Instrument	38794

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,189.00 (+17.93%) Homeowner's exemption	$411,363 (-6.55%)	$414,440 (-5.85%) Land $99,000 Building $315,440
2023	$4,400.00 (-10.73%) Homeowner's exemption	$440,208 Land $105,000 Building $335,208	$440,208 Land $105,000 Building $335,208
2022	$4,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, VTX Communications, Western Broadband.

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