202 Ridgewood Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 202 Ridgewood Dr, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,232 sqft · built 1985
Lot Size	0.271 acres (11,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,500 (Mar 2021)
Tax Bill	$8,931 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20-9900-0010-0012`

Property Details

APN / Parcel Number

Primary APN	`R-20-9900-0010-0012`
Alternative APNs	`R046486` `104882`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	1,616 sqft
2nd Floor Area	1,616 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	11,801 sqft (0.271 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R20990000100012
Street Address	202 RIDGEWOOD DR
City	GEORGETOWN
State	TX
Zip	78628-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE SEC 1, BLOCK J, LOT 19
Legal Subdivision	RIVER RIDGE SEC 1
Legal Block	J
Legal Lot Number	19
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1017
Census Tract	20123

Owner

Source: Williamson County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 RIDGEWOOD DR, GEORGETOWN, TX 78628-8374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	202131124
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000031124
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Recording Date	Sep 17, 2026
Property Address	202 RIDGEWOOD DR, GEORGETOWN, TX 78628-8374
Document Number	0000078541
Instrument Date	Sep 12, 2026
Instrument	202678541
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078541,
Date	Sep 17, 2026
Instrument	202678541

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2056

Interest

Max Rate	-1%

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Mar 5, 2021
Property Address	202 RIDGEWOOD DR, GEORGETOWN, TX 78628-8374
Document Number	0000031124
Map Reference	CAB D SL 194
Instrument Date	Mar 4, 2021
Instrument	2021031124
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RIDGEWOOD DR, GEORGETOWN, TX 78628-8374

Mortgage

Document Number	0000031125
Date	Mar 5, 2021
Instrument	2021031125

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,931.00 (-2.27%) Homeowner's exemption	$543,528 (-5.94%) Land $99,000 Building $444,528	$543,528 (-5.94%) Land $99,000 Building $444,528
2023	$9,138.00 (-36.46%) Homeowner's exemption	$577,847 Land $105,000 Building $472,847	$577,847 Land $105,000 Building $472,847
2022	$14,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, VTX Communications, Western Broadband.

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