103 Ridgeview Ln, Georgetown, KY 40324 Property Records

Scott County property record for 103 Ridgeview Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,766 sqft · built 2006
Lot Size	1.02 acres (44,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,900 (May 2005)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-00-065.000`

Property Details

APN / Parcel Number

Primary APN	`227-00-065.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,766 sqft Living Area
1st Floor Area	2,766 sqft
Basement Area	2,766 sqft
Unfinished Basement	2,766 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	44,649 sqft (1.02 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 RIDGEVIEW LN
City	GEORGETOWN
State	KY
Zip	40324-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW ESTATES
Legal Subdivision	RIDGEVIEW ESTATES
Legal Lot Number	41
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK
Feb 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2005 · Amount on Record
Deed Sale	May 24, 2005 · Amount on Record
Deed Document Number	2005128509
Deed Book / Page	291 / 682
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	103 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1407/782
Date	Aug 27, 2018
Book Page	M1407/782
Instrument	391290

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	NORTH YARMOUTH, ME 04097

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	103 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1427/513
Date	Feb 8, 2019
Book Page	M1427/513
Instrument	396508

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,200 (-)	$443,200 (-)
2025	$3,947.00 (+8.73%)	$443,200 (+10.69%)	$443,200 (+10.69%)
2023	$3,630.00	$400,400 Land $55,000 Building $345,400	$400,400 Land $55,000 Building $345,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1997–2018)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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