111 Ridgeview Ln, Georgetown, KY 40324 Property Records

Scott County property record for 111 Ridgeview Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,521 sqft · built 2005
Lot Size	1.06 acres (46,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Apr 2020)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-00-061.000`

Property Details

APN / Parcel Number

Primary APN	`227-00-061.000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
1st Floor Area	1,930 sqft
Basement Area	2,521 sqft
Finished Basement	2,521 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	46,522 sqft (1.06 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	111 RIDGEVIEW LN
City	GEORGETOWN
State	KY
Zip	40324-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW ESTATES
Legal Subdivision	RIDGEVIEW ESTATES
Legal Lot Number	37
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/KY FEDERAL CREDIT UNION
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Apr 28, 2020	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Apr 12, 2018	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2020415463
Deed Book / Page	413 / 846
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Apr 6, 2026
Property Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Document Number	0000579782
Book / Page	1890 / 440
Instrument Date	Mar 25, 2026
Instrument	2026579782
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885

Mortgage

Document Number	0000579782,
Date	Apr 6, 2026
Book Page	1890/440
Instrument	2026579782

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1676/148
Date	Mar 8, 2022
Book Page	M1676/148
Instrument	451697

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 28, 2020
Property Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Document Number	D413/846
Book / Page	D413 / 846
Map Reference	CAB 8 SL 304
Instrument Date	Apr 24, 2020
Instrument	415463
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 BARKLEY RD, 1141, SADIEVILLE, KY 40370-8870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885

Mortgage

Document Number	415464
Date	Apr 28, 2020
Instrument	415464

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 12, 2018
Property Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885
Document Number	D396/451
Book / Page	D396 / 451
Map Reference	CAB8 SL304
Instrument Date	Apr 9, 2018
Instrument	385263
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 PARKER PL, 103, GEORGETOWN, KY 40324-9133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	111 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885

Mortgage

Document Number	385264
Date	Apr 12, 2018
Instrument	385264

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,200 (-)	$504,200 (-)
2025	$4,490.00 (+1.19%)	$504,200 (+3.02%)	$504,200 (+3.02%)
2023	$4,437.00	$489,400 Land $60,000 Building $429,400	$489,400 Land $60,000 Building $429,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1997–2018)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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