103 Ridge Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 103 Ridge Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,333 sqft · built 1958
Lot Size	0.309 acres (13,474 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2019)
Tax Bill	$4,404 (2026)
Deeds & Mortgages	Jun 2019 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`34.135.0960`

Property Details

APN / Parcel Number

Primary APN	`34.135.0960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,333 sqft Living Area
1st Floor Area	1,333 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Unfinished Basement	1,333 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,474 sqft (0.309 acres)
Lot Dimensions	160 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	440 sqft
Deck Area	728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 RIDGE RD
City	ALBERT LEA
State	MN
Zip	56007-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT 2 BLK 8 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	8
Legal Lot Number	2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3019
Census Tract	180400

Owner

103 Ridge Rd is owned and occupied by an individual who bought it in May 2019.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	103 RIDGE RD, ALBERT LEA, MN 56007-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
May 28, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Deed Document Number	2019V957578
Prior Transfer Date	Feb 21, 2011
Prior Transfer Doc	0000001373
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	103 RIDGE RD, ALBERT LEA, MN 56007-1440
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115977
Date	Jun 21, 2019
Instrument	T115977

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	May 28, 2019
Property Address	103 RIDGE RD, ALBERT LEA, MN 56007-1440
Document Number	CRV957578
Instrument Date	May 28, 2019
Instrument	CRV957578
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	988 VIA CANALE DR, 988, HENDERSON, NV 89011-0830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIDGE RD, ALBERT LEA, MN 56007-1440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 103 Ridge Rd was $4,404 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,404.00 Homeowner's exemption	$299,900 Land $31,100 Building $268,800	$299,900 Land $31,100 Building $268,800
2025	$4,404.00
2023	$3,960.00 Homeowner's exemption	$263,400 Land $31,100 Building $232,300	$263,400 Land $31,100 Building $232,300
2020	$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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