103 Raven Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 103 Raven Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,383 sqft · built 1982
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$728,000 (Nov 2025)
Tax Bill$2,415 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN1940-75-9366-000

Property Details

APN / Parcel Number

Primary APN1940-75-9366-000
Alternative APNs
  • 1536502
  • 1857120

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,383 sqft Living Area
1st Floor Area2,287 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area486 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1857120
Street Address103 RAVEN RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionTHE CLIFFS 076
Legal SubdivisionTHE CLIFFS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1048
Census Tract921000

Owner

Source: Watauga County records · APN 1940-75-9366-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4634 OLD PRINCESS ANNE RD, VIRGINIA BEACH, VA 23462-6453
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 24, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleJan 24, 2023 · Amount on Record
Deed Document Number2025755542
Deed Book / Page2461 / 559
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 21, 2025
Property Address103 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number0024610559
Book / Page2461 / 559
Map ReferenceMB 6 PG 224
Instrument DateNov 14, 2025
Instrument755542
Transaction TypeTransfer
Record UpdatedDec 09, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,456.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14816 W BLUE VERDE DR, SUN CITY WEST, AZ 85375-5912

Transferred To (Grantee/Buyer)

NameVerified Name
Address4634 OLD PRINCESS ANNE RD, VIRGINIA BEACH, VA 23462-6453

Mortgage

Document Number0000755543
DateNov 21, 2025
Instrument755543
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 24, 2023
Property Address103 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Document Number0023160936
Book / Page2316 / 936
Map ReferenceMB 6 PG 224
Instrument DateJan 09, 2023
Instrument728003
Transaction TypeTransfer
Record UpdatedFeb 06, 2023

Transaction

AmountAmount Recorded
Tax$810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14816 W BLUE VERDE DR, SUN CITY, AZ 85375-5912

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,415.00$666,300 (-) Land $27,900 Building $638,400
2024$666,300 Land $27,900 Building $638,400
2023$666,300 Land $27,900 Building $638,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 195 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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