103 Prairie St, Ottawa, IL 61350 Property Records

LaSalle County property record for 103 Prairie St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1942
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Feb 2014 Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-02-403-001`

Property Details

APN / Parcel Number

Primary APN	`21-02-403-001`
Alternative APN	`18-02-430-001`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,560 sqft Total Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	103 PRAIRIE ST
City	OTTAWA
State	IL
Zip	61350-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION ADD, N1/2 LT 14 & N1/2 LT 15 (EX W3.3') BLK 1 SEC 2-33-3
Legal Range	03
Legal Township	33
Legal Section	02
Legal Subdivision	UNION ADD
Legal Block	1
Legal Lot Number	14-15
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3019
Census Tract	962600

Owner

103 Prairie St is owned by a company that acquired it in April 2026.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	2215 CHEROKEE COVE TRL, JACKSONVILLE, FL 32221-4907
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2014	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2026	Deed of Trust, Mortgage · Commercial Mortgage
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026
Deed Sale	Apr 2, 2026
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	20263075
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0202603075
Record Updated	Sep 20, 2026

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	103 PRAIRIE ST, OTTAWA, IL 61350-1549
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201401817
Date	Feb 3, 2014
Instrument	2014-01817

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2029

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 2, 2026
Property Address	103 PRAIRIE ST, OTTAWA, IL 61350-1549
Document Number	0202603075
Instrument Date	Mar 25, 2026
Instrument	20263075
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 CHEROKEE COVE TRL, JACKSONVILLE, FL 32221-4907

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Recording Date	Apr 6, 2026
Property Address	103 PRAIRIE ST, OTTAWA, IL 61350-1549
Document Number	0000003129
Instrument Date	Mar 25, 2026
Instrument	20263129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003129,
Date	Apr 6, 2026
Instrument	20263129

Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 15, 2019
Property Address	103 PRAIRIE ST, OTTAWA, IL 61350-1549
Document Number	201902654
Instrument Date	Feb 28, 2019
Instrument	201902654
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 ARBORETUM WAY, OSWEGO, IL 60543-8384

Mortgage

Document Number	201902655
Date	Mar 15, 2019
Instrument	201902655

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Prairie St was $4,822, up 7.5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,822.00 (+7.51%)	$48,070 (+10.36%) Land $4,897 Building $43,173	$144,210 (+10.36%) Land $14,691 Building $129,519
2024	$4,485.00	$43,557 (+11.73%) Land $4,437 Building $39,120	$130,671 (+11.73%) Land $13,311 Building $117,360
2023		$38,984 (+10.18%) Land $3,971 Building $35,013	$116,952 (+10.18%) Land $11,913 Building $105,039
2022		$35,382 Land $6,880 Building $28,502	$106,146 Land $20,640 Building $85,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Prairie St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50

May also be available: T-Mobile, Verizon.

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