125 Prairie St, Ottawa, IL 61350 Property Records

LaSalle County property record for 125 Prairie St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	632 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Oct 2021)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-02-403-006`

Property Details

APN / Parcel Number

Primary APN	`21-02-403-006`
Alternative APN	`18-02-430-005`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	632 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	125 PRAIRIE ST
City	OTTAWA
State	IL
Zip	61350-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION ADD, LT 10 BLK 1 SEC 2-33-3
Legal Range	03
Legal Township	33
Legal Section	02
Legal Subdivision	UNION ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3019
Census Tract	962600

Owner

125 Prairie St is owned and occupied by an individual who bought it in October 2021.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	125 PRAIRIE ST, OTTAWA, IL 61350-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage OSB COMMUNITY BANK
Mar 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	202116758
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 2, 2026
Property Address	125 PRAIRIE ST, OTTAWA, IL 61350-1549
Document Number	0000006656
Instrument Date	Jul 1, 2026
Instrument	20266656
Transaction Type	Transfer
Record Updated	Jul 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,482.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PRAIRIE ST, OTTAWA, IL 61350-1549

Mortgage

Date	Jul 2, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 28, 2021
Property Address	125 PRAIRIE ST, OTTAWA, IL 61350-1549
Document Number	202116758
Instrument Date	Oct 28, 2021
Instrument	2021-16758
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2085 E US ROUTE 52, 2085, SERENA, IL 60549-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PRAIRIE ST, OTTAWA, IL 61350-1549

Mortgage

Document Number	202116759
Date	Oct 28, 2021
Instrument	2021-16759

Lender

Name	OSB COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Mar 5, 2021
Property Address	125 PRAIRIE ST, OTTAWA, IL 61350-1549
Document Number	202103505
Instrument Date	Mar 3, 2021
Instrument	2021-03505
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 E 1769 RD, 3620, OTTAWA, IL 61350-9681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 E US ROUTE 52, SERENA, IL 60549-9744
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 125 Prairie St was $2,965, up 9.8% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 (+9.77%)	$35,566 Land $4,941 Building $30,625	$106,698 Land $14,823 Building $91,875
2024	$2,701.00
2023		$28,844 (+10.18%) Land $4,007 Building $24,837	$86,532 (+10.18%) Land $12,021 Building $74,511
2022		$26,179 Land $5,401 Building $20,778	$78,537 Land $16,203 Building $62,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 Prairie St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50

May also be available: T-Mobile, Verizon.

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