103 Phillips Dr, Cardwell, MO 63829 Property Records

Dunklin County property record for 103 Phillips Dr, Cardwell, MO 63829

Property Summary

Property Type	Single Family Home
Details	1,529 sqft · built 1972
Lot Size	0.555 acres (24,183 sqft)
Owner	Individual Name on Record
Last Sale	$79,800 (Oct 2019)
Tax Bill	$595 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2019 Mortgage
APN	`22-02.0-10-001-26-007.000.000`

Property Details

APN / Parcel Number

Primary APN	`22-02.0-10-001-26-007.000.000`
Alternative APN	`28588`

Interior

Building Area	1,529 sqft Living Area
1st Floor Area	1,455 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,183 sqft (0.555 acres)
Lot Dimensions	170 ft deep x 142 ft wide
Garage Type	Built-in
Parking Spaces	5 Parking Spaces
Utility Building	206 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	28588
Street Address	103 PHILLIPS DR
City	CARDWELL
State	MO
Zip	63829-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPS: LOTS 14 & 15 BLK A
Legal Range	07E
Legal Township	16N
Legal Section	10
Legal Subdivision	PHILLIPS
Legal Block	A
Legal Lot Number	14-15
Jurisdiction	DUNKLIN MO
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2047
Census Tract	361000

Owner

Source: Dunklin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 PHILLIPS DR, CARDWELL, MO 63829-7175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit SENATH STATE BANK
Oct 9, 2019	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	20192900
Deed Book / Page	2019 / 2900
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNKLIN MO
Recording Date	Jun 15, 2026
Property Address	103 PHILLIPS DR, CARDWELL, MO 63829-7175
Document Number	0000001814
Book / Page	2026 / 1814
Instrument Date	Jun 9, 2026
Instrument	20261814
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PHILLIPS DR, CARDWELL, MO 63829-7175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001814,
Date	Jun 15, 2026
Book Page	2026/1814
Instrument	20261814

Lender

Name	SENATH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUNKLIN MO
Recording Date	Oct 9, 2019
Property Address	103 PHILLIPS DR, CARDWELL, MO 63829-7175
Document Number	2019/2900
Book / Page	2019 / 2900
Instrument Date	Oct 9, 2019
Instrument	2019R2900
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PHILLIPS DR, CARDWELL, MO 63829-7175

Mortgage

Document Number	2019R2901
Date	Oct 9, 2019
Instrument	2019R2901

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Dunklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Dunklin County
County Subdivision	Buffalo Township
Municipality	Cardwell City
Unified School District	Southland C-9 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,600 (-)	$61,070 (-) Land $4,620 Building $56,450
2025	$595.00 (+44.77%)	$11,600 (+16.23%)	$61,070 (+16.21%) Land $4,620 Building $56,450
2023		$9,980	$52,550 Land $4,620 Building $47,930
2020	$411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1998–2019)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDWELL PWS serves 533 people · EPA ID MO4010137
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
PD Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile.

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