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115 Phillips Dr, Cardwell, MO 63829 Property Records

Dunklin County property record for 115 Phillips Dr, Cardwell, MO 63829

Property Summary

Property TypeSingle Family Home
Details1,906 sqft · built 1971
Lot Size0.343 acres (14,936 sqft)
OwnerIndividual Name on Record
Last Sale$63,100 (Mar 2021)
Tax Bill$707 (2025)
Deeds & MortgagesSep 2022 Mortgage
Mar 2021 Line of Credit
APN22-02.0-10-001-26-001.000.000

Property Details

APN / Parcel Number

Primary APN22-02.0-10-001-26-001.000.000
Alternative APN
  • 28581

Interior

Building Area1,906 sqft Living Area
1st Floor Area1,776 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,936 sqft (0.343 acres)
Lot Dimensions128 ft deep x 116 ft wide
Garage TypeBuilt-in
Parking Spaces6 Parking Spaces
Patio Area57 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number28581
Street Address115 PHILLIPS DR
CityCARDWELL
StateMO
Zip63829-7175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHILLIPS: LOT 7 & W 45' LOT 6 BLK A
Legal Range07E
Legal Township16N
Legal Section10
Legal SubdivisionPHILLIPS
Legal BlockA
Legal Lot Number6-7
JurisdictionDUNKLIN MO
Township / Civil DivisionBUFFALO
Census Block Group2
Census Block2047
Census Tract361000

Owner

Source: Dunklin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address115 PHILLIPS DR, CARDWELL, MO 63829-7175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 16, 2021Warranty Deed, Transfer · Line of Credit
SENATH STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Deed Document Number2021769
Deed Book / Page2021 / 769
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUNKLIN MO
Property Address115 PHILLIPS DR, CARDWELL, MO 63829-7175
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 PHILLIPS DR, CARDWELL, MO 63829-7175

Mortgage

Document Number02022/2965
DateSep 9, 2022
Book Page2022/2965
Instrument2022R2965
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUNKLIN MO
Recording DateMar 16, 2021
Property Address115 PHILLIPS DR, CARDWELL, MO 63829-7175
Document Number2021/769
Book / Page2021 / 769
Instrument DateMar 12, 2021
Instrument2021R0769
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 PHILLIPS DR, CARDWELL, MO 63829-7175
InvestorPossibly a Property Investor

Mortgage

Document Number2021R0770
DateMar 16, 2021
Instrument2021R0770
Lender
NameSENATH STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dunklin County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyDunklin County
County SubdivisionBuffalo Township
MunicipalityCardwell City
Unified School DistrictSouthland C-9 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,780 (-)$72,520 (-) Land $3,790 Building $68,730
2025$707.00 (+31.41%)$13,780 (+1.03%)$72,520 (+1.03%) Land $3,790 Building $68,730
2023$13,640$71,780 Land $3,790 Building $67,990
2020$538.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1998–2019)
Claims Outside the SFHA4 of 8
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARDWELL PWS
serves 533 people · EPA ID MO4010137
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable		2,000 / 75
PD Fiber
Fiber		1,000 / 1,000

May also be available: T-Mobile.

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