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103 Palmer St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 103 Palmer St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,343 sqft · built 2023
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Jul 2023)
Tax Bill$7,105 (2025)
Deeds & MortgagesMar 2026 Transfer
Jul 2023 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN109250-0000

Property Details

APN / Parcel Number

Primary APN109250-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,343 sqft Living Area
1st Floor Area1,343 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions150 ft deep x 43 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 PALMER ST
CitySAINT AUGUSTINE
StateFL
Zip32084-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAVENSWOOD SUB S42.5FT OF LOT 21 (OR S200 OF W150FT OF BLK 35 EX PTS IN OR1071/1887 & 1109/1120) OR6329/1403(Q/C)
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionRAVENSWOOD SUBDIVISION
Legal Block35
Legal Lot Number21
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract20300

Owner

Source: St. Johns County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address26 SHAWNEE PKWY, WHARTON, NJ 07885-2916
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 13, 2023Special Warranty Deed, Construction Loan · Construction Mortgage
AMERIS BANK
Apr 25, 2023Warranty Deed, Transfer
ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Prior SaleApr 25, 2023 · Amount on Record
Deed Document Number202354799
Deed Book / Page5791 / 1610
Last Transfer DateMar 19, 2026
Transfer Doc0000025005
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 24, 2026
Property Address103 PALMER ST, SAINT AUGUSTINE, FL 32084-3113
Document Number0063291403
Book / Page6329 / 1403
Map ReferenceMB U PG 692
Instrument DateMar 19, 2026
Instrument2026025005
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address26 SHAWNEE PKWY, WHARTON, NJ 07885-2916

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 SHAWNEE PKWY, WHARTON, NJ 07885-2916

July 2023: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 13, 2023
Property Address103 PALMER ST, SAINT AUGUSTINE, FL 32084-3113
Document Number0057911610
Book / Page5791 / 1610
Map ReferenceMB U PG 692
Instrument DateJul 12, 2023
Instrument2023054799
Transaction TypeConstruction Loan
Record UpdatedFeb 12, 2024

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address450 STATE ROAD 13 N # N106329, N106329, ST JOHNS, FL 32259-3860

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 SHARWNEE PARKWAY, WHARTON, NJ 07885-2916

Mortgage

Document Number0057911612
DateJul 13, 2023
Instrument5791/1612
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change12.7%
Max Rate12.7%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 25, 2023
Property Address103 PALMER ST, SAINT AUGUSTINE, FL 32084-3113
Document Number0057451229
Book / Page5745 / 1229
Map ReferenceMB U PG 692
Instrument DateApr 20, 2023
Instrument2023030942
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
Tax$682.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1634 NW 14TH AVE, GAINESVILLE, FL 32605-4078

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 CORDOVA ST, SAINT AUGUSTINE, FL 32084-3629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,421 (-4.12%) Land $75,000 Building $271,421$346,421 (-4.12%) Land $75,000 Building $271,421
2025$7,105.00 (+31.09%)$361,313 (+726.61%)$361,313 (+726.61%) Land $75,000 Building $286,313
2024$5,420.00 (+824.91%)
2023$586.00 (+5.78%)$43,710 (+1.61%)$43,710 (+1.61%) Land $43,710
2022$554.00$43,019$43,019 Land $43,019

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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