101 1/2 Palmer St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 101 1/2 Palmer St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1928
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$279,000 (May 2025)
Tax Bill$3,820 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN109250-0220

Property Details

APN / Parcel Number

Primary APN109250-0220

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions150 ft deep x 79 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address101 1/2 PALMER ST
CitySAINT AUGUSTINE
StateFL
Zip32084-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAVENSWOOD SUB ALL LOT 22 & N1/2 OF LOT 23 BLK 35 OR6141/1328
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionRAVENSWOOD SUBDIVISION
Legal Block35
Legal Lot Number22,23
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract20300

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 FRONT ST, CENTREVILLE, MD 21617-2660
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 24, 2023Warranty Deed, Transfer
ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleOct 24, 2023 · Amount on Record
Deed Document Number202534365
Deed Book / Page6141 / 1328
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address101 1/2 PALMER ST, SAINT AUGUSTINE, FL 32084-3113
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 FRONT ST, CENTREVILLE, MD 21617-2660

Mortgage

Document Number0062671845
DateDec 4, 2025
Book Page6267/1845
Instrument2025098625
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 24, 2023
Property Address101 1/2 PALMER ST, SAINT AUGUSTINE, FL 32084-3113
Document Number0058451830
Book / Page5845 / 1830
Map ReferenceMB U PG 692
Instrument DateOct 24, 2023
Instrument2023083671
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1634 NW 14TH AVE, GAINESVILLE, FL 32605-4078

Transferred To (Grantee/Buyer)

NameVerified Name
Address2710 GLIMPSE OF GLORY RD, SAINT AUGUSTINE, FL 32084-8543

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,744 (+6.75%) Land $105,000 Building $139,744$244,744 (+6.75%) Land $105,000 Building $139,744
2025$3,820.00 (+26.03%)$229,271 (+350.83%)$229,271 (+57.88%) Land $105,000 Building $124,271
2024$3,031.00 (+1,247.11%)
2023$225.00 (+6.64%) Homeowner's exemption Senior Citizen's exemption$50,855 (+3%)$145,219 (+6.02%) Land $80,304 Building $64,915
2022$211.00 Homeowner's exemption Senior Citizen's exemption$49,374$136,977 Land $79,036 Building $57,941

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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