Essex County and Montclair Township property record for 103 Overlook Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,564 sqft · built 1930 |
| Lot Size | 0.212 acres (9,239 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Sep 2020) |
| Tax Bill | $36,696 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02703-0000-00014 |
| Primary APN | 13-02703-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,564 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 9,239 sqft (0.212 acres) |
| Lot Dimensions | 154 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130270300014 |
|---|---|
| Street Address | 103 OVERLOOK RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X154 |
| Legal Block | 2703 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16100 |
103 Overlook Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 OVERLOOK RD, MONTCLAIR, NJ 07043-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2020 | Grant Deed, Transfer CITIBANK |
| Jan 5, 2017 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Prior Sale | Jan 5, 2017 · Amount on File |
| Deed Document Number | 202093589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 24, 2020 |
| Property Address | 103 OVERLOOK RD, MONTCLAIR, NJ 07043-2007 |
| Document Number | 0000093589 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 93589 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 103 OVERLOOK RD MONTCLAIR NJ 070432007, MONTCLAIR, NJ 07043-2007 |
| Document Number | 93590 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 93590 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 5, 2017 |
| Property Address | 103 OVERLOOK RD, MONTCLAIR, NJ 07043-2007 |
| Document Number | 0000001433 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 1433 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 OVERLOOK RD MONTCLAIR NJ 070432007, MONTCLAIR, NJ 07043-2007 |
| Document Number | 1435 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 1435 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
The 2025 property tax bill for 103 Overlook Rd was $36,696, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,050,900 (+0.69%) Land $396,300 Building $654,600 | $1,050,900 (+0.69%) Land $396,300 Building $654,600 | |
| 2025 | $36,696.00 (+3.32%) | $1,043,700 Land $396,300 Building $647,400 | $1,043,700 Land $396,300 Building $647,400 |
| 2024 | $35,517.00 | ||
| 2023 | $1,043,700 Land $396,300 Building $647,400 | $1,043,700 Land $396,300 Building $647,400 | |
| 2022 | $34,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Overlook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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