103 Overlook Dr, Williamsburg, VA 23185 Property Records

James City County property record for 103 Overlook Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,833 sqft · built 1971
Lot Size	1.55 acres (67,736 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Sep 2024)
Tax Bill	$5,389 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-1 02-5-0017`

Property Details

APN / Parcel Number

Primary APN	`49-1 02-5-0017`
Alternative APN	`20012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,833 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	67,736 sqft (1.55 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	55 sqft
Deck Area	678 sqft
Patio Area	678 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20012
Street Address	103 OVERLOOK DR
City	WILLIAMSBURG
State	VA
Zip	23185-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-17 S-5 KINGSPOINT
Legal Subdivision	KINGSPOINT
Legal Lot Number	17
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1003
Census Tract	80203

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 OVERLOOK DR, WILLIAMSBURG, VA 23185-4433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE LLC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	202412991
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 22, 2022
Property Address	103 OVERLOOK DR, WILLIAMSBURG, VA 23185-4433
Document Number	0202206519
Instrument Date	Apr 12, 2022
Instrument	202206519
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OVERLOOK DR, WILLIAMSBURG, VA 23185-4433

Mortgage

Document Number	0202206521
Date	Apr 22, 2022
Instrument	202206521

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 OVERLOOK DR, WILLIAMSBURG, VA 23185-4433
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004921
Date	Mar 16, 2021
Instrument	210004921

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 OVERLOOK DR, WILLIAMSBURG, VA 23185-4433
Document Number	0000010524
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OVERLOOK DR WILLIAMSBURG VA 231854433, WILLIAMSBURG, VA 23185-4433

Mortgage

Document Number	0000010524
Date	Jul 16, 2020
Instrument	10524

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$690,900 (+24.89%) Land $152,800 Building $538,100	$690,900 (+24.89%) Land $152,800 Building $538,100
2024	$5,389.00 (+17.38%)
2023	$4,591.00	$553,200 Land $140,500 Building $412,700	$553,200 Land $140,500 Building $412,700
2022	$4,591.00 (+6.87%)
2019	$4,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overlook Dr

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