110 Overlook Dr, Williamsburg, VA 23185 Property Records

James City County property record for 110 Overlook Dr, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,650 sqft · built 1976
Lot Size	1.72 acres (75,272 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2020)
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`49-1 02-5-0026`

Property Details

APN / Parcel Number

Primary APN	`49-1 02-5-0026`
Alternative APN	`2176`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,650 sqft Living Area
Basement Area	720 sqft
Finished Basement	400 sqft
Unfinished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Other
Lot Area	75,272 sqft (1.72 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2176
Street Address	110 OVERLOOK DR
City	WILLIAMSBURG
State	VA
Zip	23185-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-26 S-5 KINGSPOINT
Legal Subdivision	KINGSPOINT
Legal Lot Number	26
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1004
Census Tract	80203

Owner

110 Overlook Dr is owned and occupied by two individuals who bought it in July 2020.

Source: James City County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 OVERLOOK DR, WILLIAMSBURG, VA 23185-4434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALL FEDERAL CREDIT UNION
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 15, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTY HM MTG CORP
Aug 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Jan 28, 2003 · Amount on File
Deed Document Number	202010485
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0000013127
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	110 OVERLOOK DR, WILLIAMSBURG, VA 23185-4434
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202308304
Date	Aug 8, 2023
Instrument	202308304

Lender

Name	CALL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	110 OVERLOOK DR, WILLIAMSBURG, VA 23185-4434
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004576
Date	Mar 10, 2021
Instrument	210004576

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 15, 2020
Property Address	110 OVERLOOK DR, WILLIAMSBURG, VA 23185-4434
Document Number	0000010485
Instrument Date	Jun 30, 2020
Instrument	10485
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 OVERLOOK DR WILLIAMSBURG VA 231854434, WILLIAMSBURG, VA 23185-4434

Mortgage

Document Number	10486
Date	Jul 15, 2020
Instrument	10486

Lender

Name	GUARANTY HM MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Fixed Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 10, 2018
Property Address	110 OVERLOOK DR, WILLIAMSBURG, VA 23185-4434
Document Number	0000013127
Instrument Date	Aug 10, 2018
Instrument	13127
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 110 Overlook Dr was $6,190.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,190.00	$745,800 Land $162,300 Building $583,500	$745,800 Land $162,300 Building $583,500
2023		$510,200 Land $149,300 Building $360,900	$510,200 Land $149,300 Building $360,900
2019	$4,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Overlook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Overlook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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