103 Old Mill Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 103 Old Mill Ln, Schenectady, NY 12306

Property Summary

Property TypeBulk Storage, Tanks (Gasoline, Fuel, Etc.)
Details2,400 sqft · built 1980
Lot Size5.1 acres (222,156 sqft)
OwnerCompany Name on Record
Last Sale$800,000 (Dec 2013)
Tax Bill$5,115 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.13-2-32

Property Details

APN / Parcel Number

Primary APN422800 48.13-2-32
Alternative APNs
  • 280004801300020320000000
  • 422800 48.13-2-32.1

Interior

Stories1 Story
Building Area2,400 sqft Gross Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Lot Area222,156 sqft (5.1 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 OLD MILL LN
CitySCHENECTADY
StateNY
Zip12306
Property CategoryIndustrial
Property TypeIndustrial > Bulk Storage, Tanks (Gasoline, Fuel, Etc.)
Local Zoning CodeI-1
Legal SubdivisionLANDS OF FRANK SANTORO
Legal Block2
Legal Lot Number32.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1074
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address85 RAILROAD PL, SARATOGA SPRINGS, NY 12866-2103
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Loan Modification, Mortgage · Line of Credit
LMF COM'L LLC
Jul 21, 2020Deed of Trust, Mortgage
LMF COM'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2013 · Amount on Record
Deed SaleDec 9, 2013 · Amount on Record
Deed Document Number201353543
Deed Book / Page1886 / 814
Last Transfer DateApr 20, 2015
Transfer Doc0000023733
Record UpdatedJun 8, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address103 OLD MILL LN, SCHENECTADY, NY 12306-1212
Document Number0000035508
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedNov 27, 2020
Title CompanyKENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address85 RAILROAD PL SARATOGA SPRINGS NY 128662124, SARATOGA SPRINGS, NY 12866-2124

Mortgage

Document Number0000035508
DateNov 16, 2020
Book Page005040/000508
Instrument35508
Lender
NameLMF COM'L LLC
Address590 MADISON AVE # 9TH, NEW YORK, NY 10022-2524
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address103 OLD MILL LN, SCHENECTADY, NY 12306-1212
Document Number0000035507
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyKENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address85 RAILROAD PL SARATOGA SPRINGS NY 128662124, SARATOGA SPRINGS, NY 12866-2124

Mortgage

Document Number0000035507
DateNov 16, 2020
Book Page005040/000470
Instrument35507
Lender
NameLMF COM'L LLC
Address590 MADISON AVE # 9TH, NEW YORK, NY 10022-2524
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,115.00$321,100 (-59.85%) Land $254,300 Building $66,800$494,000 (-53.06%) Land $391,231 Building $102,769
2023$799,800 Land $97,500 Building $702,300$1,052,400 Land $128,293 Building $924,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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