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102 Old Mill Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 102 Old Mill Ln, Schenectady, NY 12306

Property Summary

Property TypeMixed Use Store/Office
Details5,581 sqft · built 1987
Lot Size1.3 acres (56,628 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (May 2013)
Tax Bill$9,038 (2026)
Deeds & MortgagesMar 2026 Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN422800 48.13-2-29

Property Details

APN / Parcel Number

Primary APN422800 48.13-2-29
Alternative APN
  • 280004801300020290000000

Interior

Stories2 Stories
Building Area5,581 sqft Gross Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2024
Lot Area56,628 sqft (1.3 acres)
Lot Dimensions192 ft deep x 293 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address102 OLD MILL LN
CitySCHENECTADY
StateNY
Zip12306-1212
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeI-1
Legal DescriptionCAR-WASH,(6BAYS),OFF LNDS OF SANTORO - 2 47.00-8-2.112
Legal SubdivisionLANDS OF FRANK SANTORO
Legal Block2
Legal Lot Number29.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1074
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address77 S WESTCOTT RD, SCHENECTADY, NY 12306-9408
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
ARROW BANK NA
Jan 21, 2021Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2013 · Amount on Record
Deed SaleMay 29, 2013 · Amount on Record
Deed Document Number201323292
Deed Book / Page1875 / 967
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address102 OLD MILL LN, SCHENECTADY, NY 12306-1212
Transaction TypeMortgage
Record UpdatedApr 28, 2026
Title CompanyBENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 S WESTCOTT RD, SCHENECTADY, NY 12306-9408

Mortgage

Document Number0000006025
DateMar 20, 2026
Instrument202606025
Lender
NameARROW BANK NA
TypeBank
AddressGLENS FALLS, NY 12801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 21, 2021
Property Address102 OLD MILL LN, SCHENECTADY, NY 12306-1212
Document Number0000002801
Book / Page002050 / 000575
Instrument DateJan 15, 2020
Instrument2801
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$592.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address77 S WESCOTT ST SCHENECTADY NY 12305, SCHENECTADY, NY 12305

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,038.00 (+28.71%)
2025$7,022.00$221,800 (+26.74%) Land $65,000 Building $156,800$341,231 (+48.17%) Land $100,000 Building $241,231
2023$175,000 Land $65,000 Building $110,000$230,300 Land $85,540 Building $144,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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