103 N Stuart St, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 103 N Stuart St, Baltimore, MD 21221

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,658 sqft · built 1929
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2021)
Tax Bill	$1,733 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2020 Mortgage
APN	`15-1504350450`

Property Details

APN / Parcel Number

Primary APN	`15-1504350450`
Alternative APN	`1504350450`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,658 sqft Total Area
1st Floor Area	1,154 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	1504350450
Street Address	103 N STUART ST
City	BALTIMORE
State	MD
Zip	21221-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AKA 103 N STUART AVE ESSEX
Legal Subdivision	ESSEX
Legal Block	L
Legal Lot Number	5
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2004
Census Tract	450300

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 N STUART ST, BALTIMORE, MD 21221-4936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	0046000445
Deed Book / Page	46000 / 445
Record Updated	Jun 7, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 9, 2021
Property Address	103 N STUART ST, BALTIMORE, MD 21221-4936
Document Number	0460000445
Book / Page	46000 / 445
Instrument Date	Nov 9, 2021
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	AMERICAN LAND TITLE, AMERICAN LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	103 N STUART ST, ESSEX, MD 21221-4936

Mortgage

Document Number	0460000451
Date	Dec 9, 2021
Book Page	46000/451

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	103 N STUART ST, BALTIMORE, MD 21221-4936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0436330173
Date	Nov 16, 2020
Book Page	43633/173

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,733.00	$235,300 Land $62,000 Building $173,300	$235,300 Land $62,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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