102 N Stuart St, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 102 N Stuart St, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,012 sqft · built 1921
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on File
Last Sale$219,900 (Feb 2006)
Tax Bill$3,288 (2024)
Deeds & MortgagesFeb 2020 Loan Modification
APN15-1503002700

Property Details

APN / Parcel Number

Primary APN15-1503002700
Alternative APN
  • 1503002700

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,012 sqft Living Area
Gross Area1,262 sqft
1st Floor Area1,012 sqft
AtticAttic
Attic Area250 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
PorchSlab
Porch Area168 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1503002700
Street Address102 N STUART ST
CityESSEX
StateMD
Zip21221-4935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESSEX
Legal SubdivisionESSEX
Legal BlockM
Legal Lot Number15
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2010
Census Tract450300

Owner

102 N Stuart St is owned and occupied by two individuals who bought it in February 2006.

Source: Baltimore County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address102 N STUART ST, ESSEX, MD 21221-4935
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2006 · Amount on File
Deed SaleFeb 24, 2006 · Amount on File
Prior SaleJun 9, 2005 · Amount on File
Deed Document Number2006332219
Deed Book / Page23438 / 566
Transfer Doc0000202521
Record UpdatedOct 29, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address102 N STUART ST, BALTIMORE, MD 21221-4935
Document Number0425890279
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address102 N STUART ST ESSEX MD 212214935, ESSEX, MD 21221-4935

Mortgage

Document Number0425890279
DateMar 18, 2020
Book Page042589/000279
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSANTA ROSA, CA 95401
Agreement
TypeConventional with PMI
AmountAmount on Record
Term480 Months
DueMar 17, 2060
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$187,300$199,200 Land $65,100 Building $134,100
2024$3,288.00 (+115.47%)
2023$1,526.00 Homeowner's exemption$163,500 Land $62,000 Building $101,500$163,500 Land $62,000 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 102 N Stuart St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1979)
Most Recent ClaimAug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 N Stuart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Believe Broadband.

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