103 N 23rd St, El Centro, CA 92243 Property Records

Imperial County property record for 103 N 23rd St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1990
Lot Size	0.155 acres (6,737 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2024)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`052-773-020-000`

Property Details

APN / Parcel Number

Primary APN	`052-773-020-000`
Alternative APNs	`0527732001` `05277320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,737 sqft (0.155 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	103 N 23RD ST
City	EL CENTRO
State	CA
Zip	92243-3567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 3 RANCHOS DEL SOL SUB CITY OF EL CENTRO EXC S 2FT
Legal Subdivision	RANCHOS DEL SOL
Legal Block	3
Legal Lot Number	20
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3028
Census Tract	11201

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Aug 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 31, 2017	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	202417018
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	0000019565
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N 23RD ST, EL CENTRO, CA 92243-3567

Mortgage

Document Number	0000002215
Date	Feb 17, 2026
Instrument	2026002215

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Document Number	0000011942
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 N 23RD ST EL CENTRO CA 922433567, EL CENTRO, CA 92243-3567

Mortgage

Document Number	0000011942
Date	Jul 15, 2020
Instrument	11942

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2040

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 31, 2017
Property Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Document Number	0000019566
Instrument Date	Aug 8, 2017
Instrument	19566
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2371 W HEIL AVE EL CENTRO CA 922433529, EL CENTRO, CA 92243-3529

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 31, 2017
Property Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Document Number	0000019567
Instrument Date	Aug 8, 2017
Instrument	19567
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1401 W EUCLID AVE EL CENTRO CA 922432030, EL CENTRO, CA 92243-2030

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 31, 2017
Property Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Document Number	0000019565
Instrument Date	Aug 8, 2017
Instrument	19565
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 5 IMPERIAL CA 922510005, IMPERIAL, CA 92251-0005

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 31, 2017
Property Address	103 N 23RD ST, EL CENTRO, CA 92243-3567
Document Number	0000019568
Instrument Date	Jul 25, 2017
Instrument	19568
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 N 23RD ST EL CENTRO CA 922433567, EL CENTRO, CA 92243-3567

Mortgage

Document Number	19569
Date	Aug 31, 2017
Instrument	19569

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,200 (+2%) Land $71,400 Building $346,800
2025	$2,732.00 (+0.77%)	$410,000 (+74.37%) Land $70,000 Building $340,000
2024	$2,711.00 (-2.09%)
2023	$2,769.00 (+7.04%)	$235,129 Land $45,930 Building $189,199
2022	$2,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, Verizon.

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