195 N 23rd St, El Centro, CA 92243 Property Records

Imperial County property record for 195 N 23rd St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,334 sqft · built 1990
Lot Size	0.141 acres (6,159 sqft)
Owner	Individual Name on File
Last Sale	$7,273 (Apr 2014)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-773-016-000`

Property Details

APN / Parcel Number

Primary APN	`052-773-016-000`
Alternative APNs	`0527731601` `05277316`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	6,159 sqft (0.141 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	195 N 23RD ST
City	EL CENTRO
State	CA
Zip	92243-3567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 3 RANCHOS DEL SOL SUB CITY OF EL CENTRO
Legal Subdivision	RANCHOS DEL SOL
Legal Block	3
Legal Lot Number	16
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3028
Census Tract	11201

Owner

195 N 23rd St is owned and occupied by an individual who bought it in April 2014.

Source: Imperial County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	195 N 23RD ST, EL CENTRO, CA 92243-3567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 19, 2018	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2014 · Amount on File
Deed Sale	Apr 16, 2014 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Document Number	20147381
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0000007381
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	195 N 23RD ST, EL CENTRO, CA 92243-3567
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 N 23RD ST, EL CENTRO, CA 92243-3567

Mortgage

Document Number	0000015250
Date	Oct 3, 2023
Instrument	2023015250

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Feb 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	195 N 23RD ST, EL CENTRO, CA 92243-3567
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 N 23RD ST, EL CENTRO, CA 92243-3567

Mortgage

Document Number	0000024551
Date	Sep 24, 2021
Instrument	2021024551

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Feb 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IMPERIAL CA
Property Address	195 N 23RD ST, EL CENTRO, CA 92243-3567
Document Number	0000001500
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 N 23RD ST EL CENTRO CA 922433567, EL CENTRO, CA 92243-3567

Mortgage

Document Number	0000001500
Date	Jan 29, 2018
Instrument	1500

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 195 N 23rd St was $1,938.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$169,131 (+2%) Land $44,812 Building $124,319
2025	$1,938.00	$165,816 Land $43,934 Building $121,882
2023	$1,885.00 (+6.98%)	$159,379 Land $42,229 Building $117,150
2022	$1,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 195 N 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 N 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, Verizon.

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