103 Monte Ct, Lincoln, CA 95648 Property Records

Placer County property record for 103 Monte Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,382 sqft · built 2005
Lot Size	0.624 acres (27,170 sqft)
Owner	Company Name on Record
Last Sale	$769,000 (May 2013)
Tax Bill	$11,298 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`337-160-039-000`

Property Details

APN / Parcel Number

Primary APN	`337-160-039-000`
Alternative APN	`337-160-039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,382 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	27,170 sqft (0.624 acres)
Garage Area	867 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-160-039
Street Address	103 MONTE CT
City	LINCOLN
State	CA
Zip	95648-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92 VERDERA VILLAGE 20, MOR Z-41
Legal Subdivision	VERDERA VILLAGE 20
Legal Lot Number	92
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	23501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	103 MONTE CT, LINCOLN, CA 95648-7926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Prior Sale	Mar 16, 2006 · Amount on Record
Deed Document Number	201353751
Last Transfer Date	Oct 16, 2020
Transfer Doc	0000120180
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	103 MONTE CT, LINCOLN, CA 95648-7926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024808
Date	Mar 19, 2020
Instrument	2020-0024808

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 23, 2020
Property Address	103 MONTE CT, LINCOLN, CA 95648-7926
Document Number	0000120180
Map Reference	MB Z PG 41
Instrument Date	Oct 16, 2020
Instrument	2020-0120180
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	103 MONTE CT, LINCOLN, CA 95648-7926

Mortgage

Document Number	0000120181
Date	Oct 23, 2020
Instrument	2020-0120181

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$965,894 (+2%) Land $282,606 Building $683,288
2025	$11,298.00 (-2.52%) Homeowner's exemption	$946,956 (+4.04%) Land $277,065 Building $669,891
2023	$11,590.00 (+1.4%) Homeowner's exemption	$910,186 Land $266,307 Building $643,879
2022	$11,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zeta Broadband.

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