102 Monte Ct, Lincoln, CA 95648 Property Records

Placer County property record for 102 Monte Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,003 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$1,560,000 (Aug 2023)
Tax Bill	$14,426 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`337-160-038-000`

Property Details

APN / Parcel Number

Primary APN	`337-160-038-000`
Alternative APN	`337-160-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-160-038
Street Address	102 MONTE CT
City	LINCOLN
State	CA
Zip	95648-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 VERDERA VILLAGE 20, MOR Z-41
Legal Subdivision	VERDERA VILLAGE 20
Legal Lot Number	91
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2004
Census Tract	23501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	102 MONTE CT, LINCOLN, CA 95648-7926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 25, 2022	Intrafamily Transfer, Transfer
Apr 6, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	202343775
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0000017543
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 17, 2023
Property Address	102 MONTE CT, LINCOLN, CA 95648-7926
Document Number	0000043775
Map Reference	MB Z MAP 41
Instrument Date	Jul 25, 2023
Instrument	2023-0043775
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	102 MONTE CT, LINCOLN, CA 95648-7926

Mortgage

Document Number	0000043776
Date	Aug 17, 2023
Instrument	2023-0043776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000043777
Date	Aug 17, 2023
Instrument	2023-0043777

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	102 MONTE CT, LINCOLN, CA 95648-7926
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MONTE CT, LINCOLN, CA 95648-7926

Mortgage

Document Number	0000083319
Date	Nov 4, 2022
Instrument	2022-0083319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	102 MONTE CT, LINCOLN, CA 95648-7926
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037279
Date	May 22, 2017
Instrument	2017-0037279

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Feb 25, 2022
Property Address	102 MONTE CT, LINCOLN, CA 95648-7926
Document Number	0000017543
Map Reference	MB Z PG 41
Instrument Date	Feb 7, 2022
Instrument	2022-0017543
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MONTE CT, LINCOLN, CA 95648-7926

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 6, 2021
Property Address	102 MONTE CT, LINCOLN, CA 95648-7926
Document Number	0000047573
Map Reference	MB Z PG 41
Instrument Date	Mar 30, 2021
Instrument	2021-0047573
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3582 CAMINO CIELO, LINCOLN, CA 95648-7951

Mortgage

Document Number	0000047574
Date	Apr 6, 2021
Instrument	2021-0047574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 29, 2020
Property Address	102 MONTE CT, LINCOLN, CA 95648-7926
Document Number	0000123070
Instrument Date	Oct 26, 2020
Instrument	123070
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,315.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	102 MONTE CT LINCOLN CA 956487926, LINCOLN, CA 95648-7926

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,272,651 (+2%) Land $296,229 Building $976,422
2025	$14,426.00 (-12.43%) Homeowner's exemption	$1,247,698 (-9.06%) Land $290,421 Building $957,277
2023	$16,474.00 (-1.29%) Homeowner's exemption	$1,372,000 Land $504,400 Building $867,600
2022	$16,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zeta Broadband.

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