103 Michael Ct, Florence, AL 35630 Property Records

Lauderdale County property record for 103 Michael Ct, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,645 sqft · built 1990
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$195,025 (Jun 2021)
Tax Bill$599 (2018)
Deeds & MortgagesJun 2021 Sale & Construction Loan
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN15-07-35-4-002-048-067

Property Details

APN / Parcel Number

Primary APN15-07-35-4-002-048-067
Alternative APNs
  • 049789
  • 21682
  • 49789

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,645 sqft Living Area
1st Floor Area1,645 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions146 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number49789
Street Address103 MICHAEL CT
CityFLORENCE
StateAL
Zip35630-6719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description60 X 146.98 CEDARS TOWNHOMES LOTS 99-146 LOT 115 .21 AC/C SEC 35 T2S R11W PB 6 PG 29
Legal Range11W
Legal Township02S
Legal Section35
Legal SubdivisionCEDARS TOWNHOMES LOTS 99-146
Legal Lot Number99-146 146
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3024
Census Tract10902

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 MICHAEL CT, FLORENCE, AL 35630-6719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Warranty Deed, Construction Loan · Construction Mortgage
PROGRESS BANK & TRUST
Apr 29, 2020Survivorship Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleApr 29, 2020 · Amount on Record
Deed Document Number0202135613
Deed Book / Page2021 / 35613
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJun 8, 2021
Property Address103 MICHAEL CT, FLORENCE, AL 35630-6719
Document Number2021/35613
Book / Page2021 / 35613
Map ReferenceMB 6 PG 29
Instrument DateJun 1, 2021
Transaction TypeConstruction Loan
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3507, FLORENCE, AL 35630-0027

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MICHAEL CT, FLORENCE, AL 35630-6719

Mortgage

Document Number0202135615
DateJun 8, 2021
Instrument2021/35615
Lender
NamePROGRESS BANK & TRUST
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateApr 29, 2020
Property Address103 MICHAEL CT, FLORENCE, AL 35630-6719
Document Number2020/18371
Book / Page2020 / 18371
Map ReferenceMB 6 PG 29
Instrument DateApr 27, 2020
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2206 BELVIEW RD, FLORENCE, AL 35630-1730

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MICHAEL CT, FLORENCE, AL 35630-6719

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$22,820 (+986.67%)$228,140 (+8.1%) Land $22,900 Building $205,240
2023Homeowner's exemption Senior Citizen's exemption$2,100 (-88.16%) Land $2,100$211,040 (+18.96%) Land $21,000 Building $190,040
2022$17,740$177,400 Land $21,800 Building $155,600
2018$599.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Michael Ct

Nearby Streets

Search Property Records by Address or Parcel Number