Lauderdale County property record for 109 Michael Ct, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,584 sqft · built 1990 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on File |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-35-4-002-048-070 |
| Primary APN | 15-07-35-4-002-048-070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 145 ft deep x 65 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 81435 |
|---|---|
| Street Address | 109 MICHAEL CT |
| City | FLORENCE |
| State | AL |
| Zip | 35630-6719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65 X 145.67 CEDARS TOWNHOMES LOTS 99-146 LOT 112 .22 AC/C SEC 35 T2S R11W PB 6 PG 29 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | CEDARS TOWNHOMES LOTS 99-146 |
| Legal Lot Number | 99-146 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10902 |
109 Michael Ct is owned by a company that acquired it in April 2020 and is owner-occupied.
Source: Lauderdale County records, as of November 24, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 MICHAEL CT, FLORENCE, AL 35630-6719 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2020 |
| Transfer Doc | 2020/17730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 24, 2020 |
| Property Address | 109 MICHAEL CT, FLORENCE, AL 35630-6719 |
| Document Number | 2020/17730 |
| Book / Page | 2020 / 17730 |
| Map Reference | MB 6 PG 29 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 W 91ST ST APT 1123, 1123, NEW YORK, NY 10024-1362 |
The 2025 property tax bill for 109 Michael Ct was $793 with exemptions applied.
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 Homeowner's exemption Senior Citizen's exemption | $22,840 (-) | $228,380 (-) Land $22,900 Building $205,480 |
| 2024 | $793.00 (+10.14%) Homeowner's exemption Senior Citizen's exemption | $22,840 (+987.62%) Land $2,300 Building $20,540 | $228,380 (+8.1%) Land $22,900 Building $205,480 |
| 2023 | $720.00 (-0.41%) Homeowner's exemption Senior Citizen's exemption | $2,100 (-88.18%) Land $2,100 | $211,260 (+18.95%) Land $21,000 Building $190,260 |
| 2022 | $723.00 Homeowner's exemption Senior Citizen's exemption | $17,760 | $177,600 Land $21,800 Building $155,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Michael Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Michael Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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